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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

OAK VALLEY COMMUNITY BANK

FDIC #33457 · CA · period 20260630

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Total assets1,001,335-6.37% YoY

Total deposits914,322-5.83% YoY

Net loans and leases601,104-6.83% YoY

Return on assets0.85%-20.58% YoY

Return on equity9.86%-19.58% YoY

Net interest margin3.71%-2.01% YoY

Peer position

Return on assets38thin line · n=902

Return on equity39thin line · n=894

Net interest margin73rdstrength · n=902

Equity to assets57thin line · n=894

Noncurrent loans97thstrength · n=887

Liquid assets83rdstrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits89thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-12-31	1,001,335	914,322	601,104	0.85	9.86	3.71
2017-06-30	1,020,426	925,994	614,082	1.03	12.20	3.57
2017-12-31	1,034,666	939,151	652,989	0.92	10.65	3.67
2018-03-31	1,052,560	955,498	638,902	1.11	12.75	3.78
2018-06-30	1,069,476	970,895	645,136	1.07	12.26	3.79
2018-09-30	1,075,744	974,755	653,995	1.12	12.82	3.86
2018-12-31	1,094,064	986,777	702,220	1.13	12.82	3.92
2019-03-31	1,055,490	938,825	697,768	1.21	12.91	4.08
2019-06-30	1,068,909	949,254	708,340	1.18	12.41	4.10
2019-09-30	1,101,057	978,132	722,446	1.20	12.47	4.13
2019-12-31	1,147,737	1,020,078	741,047	1.20	12.37	4.10
2020-03-31	1,156,478	1,027,125	749,726	0.99	10.11	3.88
2020-06-30	1,464,794	1,300,121	984,804	0.89	9.67	3.69
2020-09-30	1,448,980	1,311,454	1,009,032	0.97	10.74	3.63
2020-12-31	1,511,435	1,368,059	997,246	1.06	11.93	3.61
2021-03-31	1,665,927	1,518,517	1,011,423	1.13	13.81	3.31
2021-06-30	1,764,403	1,614,613	927,543	1.05	13.01	3.17
2021-09-30	1,856,700	1,701,287	858,233	1.04	13.22	3.17
2021-12-31	1,964,554	1,807,036	847,847	0.97	12.49	3.00
2022-03-31	1,945,866	1,799,423	846,878	0.52	7.38	2.39
2022-06-30	1,991,178	1,852,698	895,641	0.71	10.64	2.63
2022-09-30	1,962,385	1,831,014	899,939	0.94	14.91	2.97
2022-12-31	1,968,293	1,814,462	905,035	1.20	18.85	3.27
2023-03-31	1,940,515	1,769,304	916,156	1.92	28.02	4.29
2023-06-30	1,861,511	1,682,454	939,709	1.86	25.93	4.35
2023-09-30	1,835,329	1,666,709	960,213	1.78	24.67	4.37
2023-12-31	1,842,269	1,650,700	1,004,277	1.66	21.93	4.33
2024-03-31	1,805,457	1,612,826	1,027,323	1.30	14.33	4.08
2024-06-30	1,840,415	1,645,361	1,057,598	1.32	14.35	4.08
2024-09-30	1,900,236	1,690,813	1,062,230	1.41	15.11	4.08
2024-12-31	1,900,495	1,696,247	1,093,514	1.39	14.78	4.08
2025-03-31	1,924,135	1,713,777	1,077,740	1.15	12.02	4.05
2025-06-30	1,920,868	1,711,617	1,096,549	1.18	12.34	4.09
2025-09-30	1,995,282	1,775,055	1,099,576	1.26	13.03	4.14
2025-12-31	2,022,957	1,793,192	1,129,607	1.27	12.96	4.15
2026-03-31	2,009,991	1,781,504	1,132,713	1.10	10.77	4.07
2026-06-30	2,001,344	1,764,388	1,152,575	1.11	10.61	4.08

Structure and branch footprint

20 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2015-12-24	1	3283372	1864197

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.