Regulatory profile
Oakdale, CA · FDIC certificate #33457 · RSSD 1864197
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.0B | $1.8B | $1.2B | 1.11% | 10.61% | 4.08% |
| 2026-03-31 | $2.0B | $1.8B | $1.1B | 1.10% | 10.77% | 4.07% |
| 2025-12-31 | $2.0B | $1.8B | $1.1B | 1.27% | 12.96% | 4.15% |
| 2025-09-30 | $2.0B | $1.8B | $1.1B | 1.26% | 13.03% | 4.14% |
| 2025-06-30 | $1.9B | $1.7B | $1.1B | 1.18% | 12.34% | 4.09% |
| 2025-03-31 | $1.9B | $1.7B | $1.1B | 1.15% | 12.02% | 4.05% |
| 2024-12-31 | $1.9B | $1.7B | $1.1B | 1.39% | 14.78% | 4.08% |
| 2024-09-30 | $1.9B | $1.7B | $1.1B | 1.41% | 15.11% | 4.08% |
| 2024-06-30 | $1.8B | $1.6B | $1.1B | 1.32% | 14.35% | 4.08% |
| 2024-03-31 | $1.8B | $1.6B | $1.0B | 1.30% | 14.33% | 4.08% |
| 2023-12-31 | $1.8B | $1.7B | $1.0B | 1.66% | 21.93% | 4.33% |
| 2023-09-30 | $1.8B | $1.7B | $1.0B | 1.78% | 24.67% | 4.37% |
| 2023-06-30 | $1.9B | $1.7B | $0.9B | 1.86% | 25.93% | 4.35% |
| 2023-03-31 | $1.9B | $1.8B | $0.9B | 1.92% | 28.02% | 4.29% |
| 2022-12-31 | $2.0B | $1.8B | $0.9B | 1.20% | 18.85% | 3.27% |
| 2022-09-30 | $2.0B | $1.8B | $0.9B | 0.94% | 14.91% | 2.97% |
| 2022-06-30 | $2.0B | $1.9B | $0.9B | 0.71% | 10.64% | 2.63% |
| 2022-03-31 | $1.9B | $1.8B | $0.8B | 0.52% | 7.38% | 2.39% |
| 2021-12-31 | $2.0B | $1.8B | $0.8B | 0.97% | 12.49% | 3.00% |
| 2021-09-30 | $1.9B | $1.7B | $0.9B | 1.04% | 13.22% | 3.17% |
| 2021-06-30 | $1.8B | $1.6B | $0.9B | 1.05% | 13.01% | 3.17% |
| 2021-03-31 | $1.7B | $1.5B | $1.0B | 1.13% | 13.81% | 3.31% |
| 2020-12-31 | $1.5B | $1.4B | $1.0B | 1.06% | 11.93% | 3.61% |
| 2020-09-30 | $1.4B | $1.3B | $1.0B | 0.97% | 10.74% | 3.63% |
| 2020-06-30 | $1.5B | $1.3B | $1.0B | 0.89% | 9.67% | 3.69% |
| 2020-03-31 | $1.2B | $1.0B | $0.7B | 0.99% | 10.11% | 3.88% |
| 2019-12-31 | $1.1B | $1.0B | $0.7B | 1.20% | 12.37% | 4.10% |
| 2019-09-30 | $1.1B | $1.0B | $0.7B | 1.20% | 12.47% | 4.13% |
| 2019-06-30 | $1.1B | $0.9B | $0.7B | 1.18% | 12.41% | 4.10% |
| 2019-03-31 | $1.1B | $0.9B | $0.7B | 1.21% | 12.91% | 4.08% |
| 2018-12-31 | $1.1B | $1.0B | $0.7B | 1.13% | 12.82% | 3.92% |
| 2018-09-30 | $1.1B | $1.0B | $0.7B | 1.12% | 12.82% | 3.86% |
| 2018-06-30 | $1.1B | $1.0B | $0.6B | 1.07% | 12.26% | 3.79% |
| 2018-03-31 | $1.1B | $1.0B | $0.6B | 1.11% | 12.75% | 3.78% |
| 2017-12-31 | $1.0B | $0.9B | $0.7B | 0.92% | 10.65% | 3.67% |
| 2017-06-30 | $1.0B | $0.9B | $0.6B | 1.03% | 12.20% | 3.57% |
| 2016-12-31 | $1.0B | $0.9B | $0.6B | 0.85% | 9.86% | 3.71% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3726440 · 2008-07-03 to current
2015-12-24RSSD 3283372 → 1864197 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.