Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-09-30 | 1,009,391 | 911,211 | 698,743 | 1.16 | 12.45 | 3.32 |
| 2021-12-31 | 1,205,914 | 1,105,724 | 736,049 | 1.09 | 12.25 | 3.21 |
| 2022-03-31 | 1,239,885 | 1,130,035 | 761,117 | 0.76 | 9.77 | 2.64 |
| 2022-06-30 | 1,139,248 | 1,030,773 | 843,820 | 0.85 | 10.72 | 2.97 |
| 2022-09-30 | 1,232,351 | 1,110,289 | 922,763 | 0.94 | 11.61 | 3.26 |
| 2022-12-31 | 1,335,312 | 1,204,305 | 962,706 | 1.00 | 12.23 | 3.40 |
| 2023-03-31 | 1,326,387 | 1,153,137 | 1,063,724 | 1.05 | 12.12 | 3.70 |
| 2023-06-30 | 1,428,364 | 1,248,451 | 1,093,884 | 1.06 | 12.26 | 3.64 |
| 2023-09-30 | 1,449,205 | 1,265,203 | 1,132,952 | 1.04 | 12.14 | 3.60 |
| 2023-12-31 | 1,604,236 | 1,446,502 | 1,229,481 | 0.46 | 5.37 | 3.51 |
| 2024-03-31 | 1,598,899 | 1,439,211 | 1,265,080 | 1.11 | 13.12 | 3.42 |
| 2024-06-30 | 1,631,282 | 1,404,454 | 1,341,255 | 1.06 | 12.42 | 3.48 |
| 2024-09-30 | 1,736,073 | 1,534,136 | 1,395,076 | 1.07 | 12.48 | 3.51 |
| 2024-12-31 | 1,787,764 | 1,605,879 | 1,438,908 | 1.06 | 12.35 | 3.56 |
| 2025-03-31 | 1,817,074 | 1,632,701 | 1,475,398 | 1.24 | 13.97 | 3.76 |
| 2025-06-30 | 1,849,287 | 1,578,323 | 1,478,277 | 1.16 | 12.96 | 3.76 |
| 2025-09-30 | 1,923,330 | 1,704,607 | 1,515,000 | 1.17 | 12.96 | 3.76 |
| 2025-12-31 | 2,046,870 | 1,839,392 | 1,584,675 | 1.17 | 12.99 | 3.76 |
| 2026-03-31 | 2,041,261 | 1,794,367 | 1,645,551 | 1.09 | 12.08 | 3.69 |
| 2026-06-30 | 2,132,047 | 1,767,456 | 1,705,245 | 1.17 | 12.94 | 3.73 |
4 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-11-01 | 1 | 3834943 | 3720608 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.