Regulatory profile
Birmingham, AL · FDIC certificate #58783 · RSSD 3720608
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.1B | $1.8B | $1.7B | 1.17% | 12.94% | 3.73% |
| 2026-03-31 | $2.0B | $1.8B | $1.6B | 1.09% | 12.08% | 3.69% |
| 2025-12-31 | $2.0B | $1.8B | $1.6B | 1.17% | 12.99% | 3.76% |
| 2025-09-30 | $1.9B | $1.7B | $1.5B | 1.17% | 12.96% | 3.76% |
| 2025-06-30 | $1.8B | $1.6B | $1.5B | 1.16% | 12.96% | 3.76% |
| 2025-03-31 | $1.8B | $1.6B | $1.5B | 1.24% | 13.97% | 3.76% |
| 2024-12-31 | $1.8B | $1.6B | $1.4B | 1.06% | 12.35% | 3.56% |
| 2024-09-30 | $1.7B | $1.5B | $1.4B | 1.07% | 12.48% | 3.51% |
| 2024-06-30 | $1.6B | $1.4B | $1.3B | 1.06% | 12.42% | 3.48% |
| 2024-03-31 | $1.6B | $1.4B | $1.3B | 1.11% | 13.12% | 3.42% |
| 2023-12-31 | $1.6B | $1.4B | $1.2B | 0.46% | 5.37% | 3.51% |
| 2023-09-30 | $1.4B | $1.3B | $1.1B | 1.04% | 12.14% | 3.60% |
| 2023-06-30 | $1.4B | $1.2B | $1.1B | 1.06% | 12.26% | 3.64% |
| 2023-03-31 | $1.3B | $1.2B | $1.1B | 1.05% | 12.12% | 3.70% |
| 2022-12-31 | $1.3B | $1.2B | $1.0B | 1.00% | 12.23% | 3.40% |
| 2022-09-30 | $1.2B | $1.1B | $0.9B | 0.94% | 11.61% | 3.26% |
| 2022-06-30 | $1.1B | $1.0B | $0.8B | 0.85% | 10.72% | 2.97% |
| 2022-03-31 | $1.2B | $1.1B | $0.8B | 0.76% | 9.77% | 2.64% |
| 2021-12-31 | $1.2B | $1.1B | $0.7B | 1.09% | 12.25% | 3.21% |
| 2021-09-30 | $1.0B | $0.9B | $0.7B | 1.16% | 12.45% | 3.32% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 4503910 · 2013-07-01 to current
2015-11-01RSSD 3834943 → 3720608 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.