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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Birmingham, AL · FDIC certificate #58783 · RSSD 3720608
OAKWORTH CAPITAL BANK is an FDIC-insured institution based in Birmingham, AL (FDIC certificate #58783). In its Q2 2026 Call Report it reported total assets of $2.1B, total deposits of $1.8B and net loans of $1.7B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for OAKWORTH CAPITAL BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 10.73% |
|---|---|
| Equity to assets | 9.08% |
| Noncurrent loans ratio | 0.68% |
| Nonaccrual loans ratio | 0.63% |
| Loan to deposit ratio | 97.65% |
| Liquid assets ratio | 16.75% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.8B |
| Net loans and leases | $1.7B |