Regulatory profile
Odin, MN · FDIC certificate #14574
ODIN STATE BANK is an FDIC-insured institution based in Odin, MN (FDIC certificate #14574). In its Q3 2026 Call Report it reported total assets of $80M, total deposits of $72M and net loans of $60M. Its primary federal regulator is FDIC.
Reported facts
ODIN STATE BANK (FDIC certificate #14574) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $80M |
|---|---|
| Total deposits | $72M |
| Net loans and leases | $60M |
| Return on assets | 0.50% |
| Return on equity | 6.48% |
| Net interest margin | 3.78% |
| Quarterly asset change | -3.00% |
| Quarterly deposit change | -3.70% |
Plain-language readout
ODIN STATE BANK in Odin, MN reported total assets of $80M, total deposits of $72M and net loans of $60M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.50%, a return on equity of 6.48%, a net interest margin of 3.78%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $80M | $72M | $60M | 0.50% | 6.48% | 3.78% |
| Q2 2026 | $82M | $74M | $59M | -0.11% | -1.39% | 3.78% |
| Q1 2026 | $79M | $72M | $62M | -2.43% | -30.66% | 3.91% |
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