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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

OHIO VALLEY BANK CO

FDIC #384 · OH · period 20260630

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Total assets1,023,652+1.27% YoY

Total deposits872,877+2.56% YoY

Net loans and leases721,730-5.54% YoY

Return on assets1.02%-0.15% YoY

Return on equity9.52%-2.26% YoY

Net interest margin4.24%-0.87% YoY

Peer position

Return on assets23rdopportunity · n=902

Return on equity25thopportunity · n=894

Net interest margin61stin line · n=902

Equity to assets44thin line · n=894

Noncurrent loans17thopportunity · n=887

Liquid assets48thin line · n=895

Brokered deposits36thin line · n=890

Loans to deposits53rdin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2017-03-31	1,023,652	872,877	721,730	1.02	9.52	4.24
2017-09-30	1,004,768	854,203	760,319	0.77	7.03	4.29
2017-12-31	1,011,182	860,434	750,276	0.65	5.96	4.30
2018-03-31	1,082,987	924,404	750,053	0.97	9.38	4.23
2018-06-30	1,010,798	851,079	764,081	1.03	9.74	4.28
2018-09-30	1,017,761	857,557	763,524	0.91	8.54	4.31
2018-12-31	1,014,990	851,512	758,917	1.03	9.59	4.33
2019-03-31	1,030,395	867,255	762,815	0.28	2.53	4.34
2019-06-30	1,020,035	852,958	758,883	0.72	6.31	4.35
2019-09-30	1,030,492	861,696	763,833	0.75	6.50	4.35
2020-03-31	1,021,704	850,768	756,905	0.13	1.04	4.16
2020-06-30	1,088,805	916,284	813,522	0.49	4.03	4.02
2020-09-30	1,121,710	949,801	835,647	0.61	5.09	3.95
2020-12-31	1,171,756	998,141	831,098	0.85	7.23	3.86
2021-03-31	1,209,887	1,036,195	813,820	0.97	8.73	3.52
2021-06-30	1,220,271	1,048,123	830,481	0.93	8.38	3.52
2021-09-30	1,228,291	1,055,873	828,306	0.94	8.51	3.52
2021-12-31	1,233,579	1,065,732	813,931	0.88	8.00	3.51
2022-03-31	1,242,264	1,079,883	795,519	1.12	10.50	3.35
2022-06-30	1,236,776	1,077,974	854,033	0.85	8.12	3.45
2022-09-30	1,234,938	1,078,729	839,963	0.96	9.26	3.65
2022-12-31	1,193,379	1,032,783	868,195	0.99	9.52	3.81
2023-03-31	1,249,462	1,085,756	887,403	1.06	9.98	4.06
2023-06-30	1,256,038	1,080,204	930,781	1.03	9.72	4.00
2023-09-30	1,295,601	1,099,061	941,263	0.94	8.98	3.91
2023-12-31	1,337,295	1,133,982	950,982	0.93	8.97	3.82
2024-03-31	1,358,602	1,156,756	969,278	0.75	7.34	3.49
2024-06-30	1,388,164	1,184,261	1,019,541	0.84	8.30	3.57
2024-09-30	1,478,660	1,267,331	1,027,645	0.84	8.30	3.60
2024-12-31	1,488,169	1,278,465	1,039,429	0.79	7.92	3.62
2025-03-31	1,499,078	1,288,806	1,021,831	1.11	11.28	3.69
2025-06-30	1,496,347	1,281,467	1,078,723	1.15	11.53	3.89
2025-09-30	1,554,887	1,337,242	1,107,285	1.05	10.45	3.92
2025-12-31	1,567,392	1,334,465	1,172,054	1.03	10.26	3.97
2026-03-31	1,663,062	1,429,085	1,189,886	1.02	10.08	3.82
2026-06-30	1,646,225	1,413,087	1,217,401	0.89	8.81	3.88

Structure and branch footprint

16 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2016-08-06	1	137821	498317
2000-11-11	1	404970	498317
1991-08-03	50	614573	498317

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.