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Regulatory profile
Gallipolis, OH · FDIC certificate #384 · RSSD 498317
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.6B | $1.4B | $1.2B | 0.89% | 8.81% | 3.88% |
| 2026-03-31 | $1.7B | $1.4B | $1.2B | 1.02% | 10.08% | 3.82% |
| 2025-12-31 | $1.6B | $1.3B | $1.2B | 1.03% | 10.26% | 3.97% |
| 2025-09-30 | $1.6B | $1.3B | $1.1B | 1.05% | 10.45% | 3.92% |
| 2025-06-30 | $1.5B | $1.3B | $1.1B | 1.15% | 11.53% | 3.89% |
| 2025-03-31 | $1.5B | $1.3B | $1.0B | 1.11% | 11.28% | 3.69% |
| 2024-12-31 | $1.5B | $1.3B | $1.0B | 0.79% | 7.92% | 3.62% |
| 2024-09-30 | $1.5B | $1.3B | $1.0B | 0.84% | 8.30% | 3.60% |
| 2024-06-30 | $1.4B | $1.2B | $1.0B | 0.84% | 8.30% | 3.57% |
| 2024-03-31 | $1.4B | $1.2B | $1.0B | 0.75% | 7.34% | 3.49% |
| 2023-12-31 | $1.3B | $1.1B | $1.0B | 0.93% | 8.97% | 3.82% |
| 2023-09-30 | $1.3B | $1.1B | $0.9B | 0.94% | 8.98% | 3.91% |
| 2023-06-30 | $1.3B | $1.1B | $0.9B | 1.03% | 9.72% | 4.00% |
| 2023-03-31 | $1.2B | $1.1B | $0.9B | 1.06% | 9.98% | 4.06% |
| 2022-12-31 | $1.2B | $1.0B | $0.9B | 0.99% | 9.52% | 3.81% |
| 2022-09-30 | $1.2B | $1.1B | $0.8B | 0.96% | 9.26% | 3.65% |
| 2022-06-30 | $1.2B | $1.1B | $0.9B | 0.85% | 8.12% | 3.45% |
| 2022-03-31 | $1.2B | $1.1B | $0.8B | 1.12% | 10.50% | 3.35% |
| 2021-12-31 | $1.2B | $1.1B | $0.8B | 0.88% | 8.00% | 3.51% |
| 2021-09-30 | $1.2B | $1.1B | $0.8B | 0.94% | 8.51% | 3.52% |
| 2021-06-30 | $1.2B | $1.0B | $0.8B | 0.93% | 8.38% | 3.52% |
| 2021-03-31 | $1.2B | $1.0B | $0.8B | 0.97% | 8.73% | 3.52% |
| 2020-12-31 | $1.2B | $1.0B | $0.8B | 0.85% | 7.23% | 3.86% |
| 2020-09-30 | $1.1B | $0.9B | $0.8B | 0.61% | 5.09% | 3.95% |
| 2020-06-30 | $1.1B | $0.9B | $0.8B | 0.49% | 4.03% | 4.02% |
| 2020-03-31 | $1.0B | $0.9B | $0.8B | 0.13% | 1.04% | 4.16% |
| 2019-09-30 | $1.0B | $0.9B | $0.8B | 0.75% | 6.50% | 4.35% |
| 2019-06-30 | $1.0B | $0.9B | $0.8B | 0.72% | 6.31% | 4.35% |
| 2019-03-31 | $1.0B | $0.9B | $0.8B | 0.28% | 2.53% | 4.34% |
| 2018-12-31 | $1.0B | $0.9B | $0.8B | 1.03% | 9.59% | 4.33% |
| 2018-09-30 | $1.0B | $0.9B | $0.8B | 0.91% | 8.54% | 4.31% |
| 2018-06-30 | $1.0B | $0.9B | $0.8B | 1.03% | 9.74% | 4.28% |
| 2018-03-31 | $1.1B | $0.9B | $0.8B | 0.97% | 9.38% | 4.23% |
| 2017-12-31 | $1.0B | $0.9B | $0.8B | 0.65% | 5.96% | 4.30% |
| 2017-09-30 | $1.0B | $0.9B | $0.8B | 0.77% | 7.03% | 4.29% |
| 2017-03-31 | $1.0B | $0.9B | $0.7B | 1.02% | 9.52% | 4.24% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2012436 · 1992-10-23 to current
2016-08-06RSSD 137821 → 498317 · code 1
2000-11-11RSSD 404970 → 498317 · code 1
1991-08-03RSSD 614573 → 498317 · code 50
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.