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Regulatory profile
Charlottesville, VA · FDIC certificate #58504 · RSSD 3610718
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.8B | $1.5B | $1.4B | 0.78% | 6.95% | 3.02% |
| 2026-03-31 | $1.6B | $1.3B | $1.3B | 1.07% | 9.20% | 3.02% |
| 2025-12-31 | $1.6B | $1.3B | $1.3B | 0.71% | 6.64% | 2.90% |
| 2025-09-30 | $1.5B | $1.2B | $1.3B | 0.66% | 6.30% | 2.85% |
| 2025-06-30 | $1.5B | $1.2B | $1.3B | 0.62% | 5.87% | 2.80% |
| 2025-03-31 | $1.4B | $1.2B | $1.2B | 0.65% | 6.14% | 2.78% |
| 2024-12-31 | $1.4B | $1.1B | $1.2B | 0.39% | 3.54% | 2.70% |
| 2024-09-30 | $1.3B | $1.1B | $1.1B | 0.26% | 2.32% | 2.64% |
| 2024-06-30 | $1.3B | $1.1B | $1.1B | 0.13% | 1.19% | 2.58% |
| 2024-03-31 | $1.2B | $1.0B | $1.0B | 0.39% | 3.43% | 2.56% |
| 2023-12-31 | $1.2B | $1.0B | $1.0B | 0.59% | 5.20% | 2.81% |
| 2023-09-30 | $1.2B | $1.0B | $1.0B | 0.61% | 5.37% | 2.88% |
| 2023-06-30 | $1.1B | $0.9B | $1.0B | 0.55% | 4.90% | 2.92% |
| 2023-03-31 | $1.1B | $0.9B | $0.9B | 0.54% | 4.95% | 2.88% |
| 2022-12-31 | $1.0B | $0.8B | $0.9B | 0.84% | 7.78% | 3.26% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5727601 · 2022-07-01 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.