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Regulatory profile
Cookeville, TN · FDIC certificate #8432 · RSSD 99536
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.7B | $1.5B | $1.1B | 2.16% | 24.78% | 4.19% |
| 2026-03-31 | $1.7B | $1.5B | $1.1B | 2.06% | 23.64% | 4.12% |
| 2025-12-31 | $1.7B | $1.5B | $1.1B | 2.04% | 26.80% | 3.88% |
| 2025-09-30 | $1.7B | $1.5B | $1.1B | 1.87% | 25.47% | 3.80% |
| 2025-06-30 | $1.6B | $1.5B | $1.1B | 1.80% | 25.44% | 3.71% |
| 2025-03-31 | $1.7B | $1.5B | $1.1B | 1.61% | 23.55% | 3.55% |
| 2024-12-31 | $1.6B | $1.5B | $1.0B | 1.55% | 24.55% | 3.13% |
| 2024-09-30 | $1.6B | $1.5B | $1.0B | 1.27% | 20.48% | 3.03% |
| 2024-06-30 | $1.6B | $1.5B | $1.0B | 1.23% | 20.31% | 2.97% |
| 2024-03-31 | $1.6B | $1.4B | $1.0B | 1.13% | 18.88% | 2.89% |
| 2023-12-31 | $1.5B | $1.4B | $1.0B | 1.32% | 23.59% | 2.97% |
| 2023-09-30 | $1.5B | $1.4B | $0.9B | 1.11% | 20.24% | 2.98% |
| 2023-06-30 | $1.5B | $1.4B | $0.9B | 1.13% | 20.33% | 3.02% |
| 2023-03-31 | $1.5B | $1.3B | $0.9B | 0.99% | 17.65% | 3.10% |
| 2022-12-31 | $1.4B | $1.3B | $0.9B | 1.40% | 24.31% | 2.99% |
| 2022-09-30 | $1.5B | $1.4B | $0.8B | 1.25% | 21.35% | 2.91% |
| 2022-06-30 | $1.5B | $1.4B | $0.8B | 1.12% | 18.45% | 2.75% |
| 2022-03-31 | $1.5B | $1.4B | $0.7B | 0.97% | 14.89% | 2.56% |
| 2021-12-31 | $1.4B | $1.3B | $0.7B | 1.21% | 17.10% | 2.96% |
| 2021-09-30 | $1.4B | $1.3B | $0.7B | 1.13% | 15.88% | 3.12% |
| 2021-06-30 | $1.4B | $1.3B | $0.7B | 1.31% | 18.19% | 3.41% |
| 2021-03-31 | $1.4B | $1.2B | $0.7B | 1.43% | 19.68% | 3.58% |
| 2020-12-31 | $1.3B | $1.2B | $0.7B | 0.98% | 12.32% | 3.22% |
| 2020-09-30 | $1.3B | $1.1B | $0.7B | 0.90% | 11.13% | 3.24% |
| 2020-06-30 | $1.2B | $1.1B | $0.7B | 0.98% | 11.98% | 3.46% |
| 2020-03-31 | $1.1B | $1.0B | $0.6B | 0.85% | 10.07% | 3.20% |
| 2019-12-31 | $1.1B | $1.0B | $0.6B | 1.23% | 14.54% | 3.42% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1081613 · 1998-11-19 to current
Unmatched RSSD entityRSSD 1081613 · 1990-12-31 to 1998-11-18
Unmatched RSSD entityRSSD 1081613 · 1988-12-31 to 1990-12-30
Unmatched RSSD entityRSSD 1081613 · 1984-12-31 to 1988-12-30
Unmatched RSSD entityRSSD 1081613 · 1980-12-22 to 1984-12-30
2019-10-12RSSD 2532082 → 99536 · code 1
2016-04-30RSSD 1008133 → 99536 · code 1
1977-07-02RSSD 820235 → 99536 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.