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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Boston, MA · FDIC certificate #23966
ONEUNITED BANK is an FDIC-insured institution based in Boston, MA (FDIC certificate #23966). In its Q3 2026 Call Report it reported total assets of $658M, total deposits of $518M and net loans of $412M. Its primary federal regulator is FDIC.
Reported facts
ONEUNITED BANK (FDIC certificate #23966) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $658M |
|---|---|
| Total deposits | $518M |
| Net loans and leases | $412M |
| Return on assets | -0.75% |
| Return on equity | -8.61% |
| Net interest margin | 2.29% |
| Quarterly asset change | 3.18% |
| Quarterly deposit change | 1.15% |
Plain-language readout
ONEUNITED BANK in Boston, MA reported total assets of $658M, total deposits of $518M and net loans of $412M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -0.75%, a return on equity of -8.61%, a net interest margin of 2.29%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $658M | $518M | $412M | -0.75% | -8.61% | 2.29% |
| Q2 2026 | $638M | $512M | $408M | -0.80% | -8.88% | 2.18% |
| Q1 2026 | $609M | $482M | $404M | -1.04% | -11.56% | 2.19% |
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