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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #57408 · RSSD 3202702
OPTUM BANK INC is an FDIC-insured institution (FDIC certificate #57408). In its Q2 2026 Call Report it reported total assets of $21.4B, total deposits of $16.5B and net loans of $9.9B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for OPTUM BANK INC from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 17.86% |
|---|---|
| Equity to assets | 14.85% |
| Noncurrent loans ratio | 0.21% |
| Nonaccrual loans ratio | 0.05% |
| Loan to deposit ratio | 60.24% |
| Liquid assets ratio | 46.76% |
| Brokered deposit ratio | 12.30% |
| Total deposits | $16.5B |
| Net loans and leases | $9.9B |