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Regulatory profile
Middletown, NY · FDIC certificate #12944 · RSSD 176101
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.8B | $2.4B | $1.9B | 1.88% | 17.03% | 4.46% |
| 2026-03-31 | $2.7B | $2.4B | $1.9B | 1.74% | 15.81% | 4.47% |
| 2025-12-31 | $2.7B | $2.3B | $1.9B | 1.67% | 17.53% | 4.30% |
| 2025-09-30 | $2.6B | $2.3B | $1.9B | 1.54% | 16.86% | 4.20% |
| 2025-06-30 | $2.6B | $2.3B | $1.9B | 1.52% | 17.56% | 4.07% |
| 2025-03-31 | $2.6B | $2.3B | $1.8B | 1.39% | 17.40% | 3.98% |
| 2024-12-31 | $2.5B | $2.2B | $1.8B | 1.20% | 16.00% | 3.93% |
| 2024-09-30 | $2.5B | $2.1B | $1.8B | 1.15% | 15.43% | 3.93% |
| 2024-06-30 | $2.5B | $2.2B | $1.7B | 1.45% | 20.00% | 3.94% |
| 2024-03-31 | $2.4B | $2.2B | $1.7B | 1.55% | 21.71% | 3.74% |
| 2023-12-31 | $2.5B | $2.0B | $1.7B | 1.26% | 19.40% | 3.88% |
| 2023-09-30 | $2.4B | $2.1B | $1.7B | 1.22% | 19.25% | 3.90% |
| 2023-06-30 | $2.5B | $2.1B | $1.7B | 1.08% | 16.94% | 3.88% |
| 2023-03-31 | $2.4B | $2.0B | $1.6B | 0.59% | 9.25% | 3.82% |
| 2022-12-31 | $2.3B | $2.0B | $1.5B | 1.12% | 16.82% | 3.64% |
| 2022-09-30 | $2.4B | $2.2B | $1.5B | 0.94% | 14.01% | 3.43% |
| 2022-06-30 | $2.4B | $2.2B | $1.4B | 0.71% | 10.21% | 3.18% |
| 2022-03-31 | $2.3B | $2.1B | $1.3B | 1.01% | 13.62% | 3.16% |
| 2021-12-31 | $2.1B | $1.9B | $1.3B | 1.08% | 13.93% | 3.26% |
| 2021-09-30 | $2.2B | $2.0B | $1.3B | 1.09% | 14.25% | 3.25% |
| 2021-06-30 | $2.0B | $1.9B | $1.3B | 1.10% | 14.47% | 3.25% |
| 2021-03-31 | $1.9B | $1.7B | $1.2B | 1.15% | 14.60% | 3.31% |
| 2020-12-31 | $1.7B | $1.5B | $1.1B | 0.79% | 9.71% | 3.48% |
| 2020-09-30 | $1.7B | $1.6B | $1.1B | 0.77% | 9.46% | 3.47% |
| 2020-06-30 | $1.6B | $1.4B | $1.0B | 0.78% | 9.22% | 3.58% |
| 2020-03-31 | $1.3B | $1.2B | $0.9B | 0.82% | 9.08% | 3.81% |
| 2019-12-31 | $1.2B | $1.1B | $0.9B | 0.97% | 11.14% | 4.01% |
| 2019-09-30 | $1.2B | $1.1B | $0.9B | 0.97% | 11.38% | 4.00% |
| 2019-06-30 | $1.2B | $1.1B | $0.8B | 0.92% | 10.64% | 3.95% |
| 2019-03-31 | $1.1B | $1.0B | $0.8B | 0.83% | 9.57% | 4.01% |
| 2018-12-31 | $1.1B | $0.9B | $0.7B | 0.75% | 8.96% | 3.80% |
| 2018-09-30 | $1.1B | $1.0B | $0.7B | 0.65% | 8.00% | 3.71% |
| 2018-06-30 | $1.0B | $0.9B | $0.6B | 0.59% | 7.05% | 3.67% |
| 2018-03-31 | $1.0B | $0.9B | $0.6B | 0.57% | 6.61% | 3.66% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3596009 · 2007-08-01 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.