Regulatory profile
Newport, OR · FDIC certificate #57373
OREGON COAST BANK is an FDIC-insured institution based in Newport, OR (FDIC certificate #57373). In its Q3 2026 Call Report it reported total assets of $452M, total deposits of $412M and net loans of $264M. Its primary federal regulator is FDIC.
Reported facts
OREGON COAST BANK (FDIC certificate #57373) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $452M |
|---|---|
| Total deposits | $412M |
| Net loans and leases | $264M |
| Return on assets | 1.20% |
| Return on equity | 13.78% |
| Net interest margin | 3.60% |
| Quarterly asset change | 1.31% |
| Quarterly deposit change | 1.94% |
Plain-language readout
OREGON COAST BANK in Newport, OR reported total assets of $452M, total deposits of $412M and net loans of $264M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.20%, a return on equity of 13.78%, a net interest margin of 3.60%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $452M | $412M | $264M | 1.20% | 13.78% | 3.60% |
| Q2 2026 | $446M | $404M | $264M | 1.12% | 12.73% | 3.49% |
| Q1 2026 | $447M | $407M | $267M | 1.10% | 12.76% | 3.51% |
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