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Regulatory profile
Paducah, KY · FDIC certificate #16664 · RSSD 285740
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.1B | $0.8B | $0.8B | 2.25% | 21.52% | 4.23% |
| 2026-03-31 | $1.0B | $0.8B | $0.8B | 2.33% | 21.82% | 4.27% |
| 2025-12-31 | $1.0B | $0.8B | $0.8B | 1.83% | 17.06% | 4.16% |
| 2025-06-30 | $1.0B | $0.8B | $0.7B | 1.70% | 16.22% | 3.98% |
| 2025-03-31 | $1.0B | $0.8B | $0.7B | 1.65% | 15.78% | 3.88% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1099908 · 1985-12-31 to current
Unmatched RSSD entityRSSD 1099908 · 1984-07-01 to 1985-12-30
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.