Regulatory profile
Hampton, SC · FDIC certificate #17563
PALMETTO STATE BANK is an FDIC-insured institution based in Hampton, SC (FDIC certificate #17563). In its Q3 2026 Call Report it reported total assets of $577M, total deposits of $487M and net loans of $245M. Its primary federal regulator is FDIC.
Reported facts
PALMETTO STATE BANK (FDIC certificate #17563) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $577M |
|---|---|
| Total deposits | $487M |
| Net loans and leases | $245M |
| Return on assets | 0.94% |
| Return on equity | 7.30% |
| Net interest margin | 3.27% |
| Quarterly asset change | -3.44% |
| Quarterly deposit change | -1.39% |
Plain-language readout
PALMETTO STATE BANK in Hampton, SC reported total assets of $577M, total deposits of $487M and net loans of $245M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.94%, a return on equity of 7.30%, a net interest margin of 3.27%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $577M | $487M | $245M | 0.94% | 7.30% | 3.27% |
| Q2 2026 | $597M | $494M | $230M | 0.96% | 7.23% | 3.23% |
| Q1 2026 | $619M | $515M | $228M | 0.77% | 5.93% | 3.15% |
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