Regulatory profile
Mission Viejo, CA · FDIC certificate #58588
PARTNERS BANK OF CALIFORNIA is an FDIC-insured institution based in Mission Viejo, CA (FDIC certificate #58588). In its Q3 2026 Call Report it reported total assets of $603M, total deposits of $525M and net loans of $488M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for PARTNERS BANK OF CALIFORNIA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $525M |
|---|---|
| Net loans and leases | $488M |
Plain-language readout
PARTNERS BANK OF CALIFORNIA in Mission Viejo, CA funds its loans with $525M of deposits and holds $488M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for PARTNERS BANK OF CALIFORNIA in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 92.87% in Q3 2026, against 97.89% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $488M | $525M | 92.87% |
| Q2 2026 | $495M | $509M | 97.33% |
| Q1 2026 | $472M | $482M | 97.89% |