Regulatory profile
Saint Johnsbury, VT · FDIC certificate #14134
PASSUMPSIC SAVINGS BANK is an FDIC-insured institution based in Saint Johnsbury, VT (FDIC certificate #14134). In its Q3 2026 Call Report it reported total assets of $937M, total deposits of $769M and net loans of $656M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for PASSUMPSIC SAVINGS BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $769M |
|---|---|
| Net loans and leases | $656M |
Plain-language readout
PASSUMPSIC SAVINGS BANK in Saint Johnsbury, VT funds its loans with $769M of deposits and holds $656M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for PASSUMPSIC SAVINGS BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 85.36% in Q3 2026, against 87.57% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $656M | $769M | 85.36% |
| Q2 2026 | $648M | $753M | 86.06% |
| Q1 2026 | $651M | $743M | 87.57% |