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Regulatory profile
Haverhill, MA · FDIC certificate #90208 · RSSD 635907
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.1B | $0.9B | $0.9B | 0.74% | 7.04% | 2.77% |
| 2026-03-31 | $1.1B | $0.9B | $0.9B | 0.37% | 3.57% | 2.71% |
| 2025-12-31 | $1.1B | $0.9B | $0.9B | 0.35% | 3.47% | 2.60% |
| 2025-09-30 | $1.1B | $0.9B | $0.9B | 0.35% | 3.46% | 2.55% |
| 2025-06-30 | $1.1B | $0.9B | $0.9B | 0.28% | 2.77% | 2.49% |
| 2025-03-31 | $1.1B | $0.9B | $0.9B | 0.04% | 0.39% | 2.40% |
| 2024-12-31 | $1.1B | $0.8B | $0.9B | 0.32% | 3.22% | 2.39% |
| 2024-09-30 | $1.1B | $0.8B | $0.9B | 0.39% | 3.92% | 2.39% |
| 2024-06-30 | $1.1B | $0.8B | $0.8B | 0.43% | 4.25% | 2.44% |
| 2024-03-31 | $1.0B | $0.8B | $0.8B | 0.45% | 4.50% | 2.45% |
| 2023-12-31 | $1.0B | $0.8B | $0.8B | 0.56% | 5.36% | 2.80% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 4267481 · 2023-07-01 to current
Unmatched RSSD entityRSSD 4933339 · 2016-04-01 to 2023-06-30
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.