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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Coldwater, OH · FDIC certificate #13220
PEOPLES BANK CO is an FDIC-insured institution based in Coldwater, OH (FDIC certificate #13220). In its Q3 2026 Call Report it reported total assets of $859M, total deposits of $749M and net loans of $458M. Its primary federal regulator is FDIC.
Reported facts
PEOPLES BANK CO (FDIC certificate #13220) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $859M |
|---|---|
| Total deposits | $749M |
| Net loans and leases | $458M |
| Return on assets | 1.67% |
| Return on equity | 17.65% |
| Net interest margin | 3.31% |
| Quarterly asset change | -0.06% |
| Quarterly deposit change | 1.37% |
Plain-language readout
PEOPLES BANK CO in Coldwater, OH reported total assets of $859M, total deposits of $749M and net loans of $458M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.67%, a return on equity of 17.65%, a net interest margin of 3.31%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $859M | $749M | $458M | 1.67% | 17.65% | 3.31% |
| Q2 2026 | $859M | $739M | $454M | 1.66% | 17.25% | 3.27% |
| Q1 2026 | $842M | $738M | $432M | 1.68% | 17.50% | 3.25% |
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