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Regulatory profile
Newton, NC · FDIC certificate #5956 · RSSD 220527
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.8B | $1.6B | $1.3B | 1.18% | 11.91% | 3.86% |
| 2026-03-31 | $1.7B | $1.5B | $1.2B | 1.09% | 10.98% | 3.78% |
| 2025-12-31 | $1.7B | $1.5B | $1.2B | 1.24% | 13.41% | 3.76% |
| 2025-09-30 | $1.7B | $1.6B | $1.2B | 1.12% | 12.26% | 3.72% |
| 2025-06-30 | $1.7B | $1.5B | $1.1B | 1.21% | 13.44% | 3.68% |
| 2025-03-31 | $1.7B | $1.5B | $1.1B | 1.12% | 12.60% | 3.62% |
| 2024-12-31 | $1.7B | $1.5B | $1.1B | 1.07% | 12.66% | 3.57% |
| 2024-09-30 | $1.7B | $1.5B | $1.1B | 1.12% | 13.27% | 3.54% |
| 2024-06-30 | $1.7B | $1.5B | $1.1B | 1.16% | 14.07% | 3.53% |
| 2024-03-31 | $1.7B | $1.5B | $1.1B | 1.04% | 12.76% | 3.52% |
| 2023-12-31 | $1.6B | $1.4B | $1.1B | 1.04% | 13.41% | 3.73% |
| 2023-09-30 | $1.6B | $1.4B | $1.1B | 1.08% | 14.13% | 3.78% |
| 2023-06-30 | $1.6B | $1.4B | $1.0B | 1.07% | 13.86% | 3.84% |
| 2023-03-31 | $1.6B | $1.4B | $1.0B | 0.86% | 11.27% | 3.92% |
| 2022-12-31 | $1.6B | $1.4B | $1.0B | 1.03% | 12.97% | 3.37% |
| 2022-09-30 | $1.7B | $1.5B | $1.0B | 1.01% | 12.50% | 3.13% |
| 2022-06-30 | $1.7B | $1.5B | $1.0B | 0.85% | 10.08% | 2.88% |
| 2022-03-31 | $1.7B | $1.5B | $0.9B | 0.88% | 9.86% | 2.80% |
| 2021-12-31 | $1.6B | $1.4B | $0.9B | 1.02% | 10.27% | 3.04% |
| 2021-09-30 | $1.6B | $1.4B | $0.9B | 1.09% | 10.97% | 3.11% |
| 2021-06-30 | $1.6B | $1.4B | $0.9B | 1.20% | 11.87% | 3.25% |
| 2021-03-31 | $1.5B | $1.3B | $0.9B | 1.16% | 11.32% | 3.26% |
| 2020-12-31 | $1.4B | $1.2B | $0.9B | 0.90% | 8.17% | 3.61% |
| 2020-09-30 | $1.5B | $1.2B | $1.0B | 1.01% | 9.08% | 3.64% |
| 2020-06-30 | $1.4B | $1.2B | $1.0B | 0.84% | 7.34% | 3.79% |
| 2020-03-31 | $1.2B | $1.0B | $0.9B | 0.86% | 7.13% | 4.15% |
| 2019-12-31 | $1.2B | $1.0B | $0.8B | 1.33% | 10.56% | 4.49% |
| 2019-09-30 | $1.2B | $1.0B | $0.8B | 1.41% | 11.13% | 4.52% |
| 2019-06-30 | $1.1B | $0.9B | $0.8B | 1.46% | 11.39% | 4.64% |
| 2019-03-31 | $1.1B | $0.9B | $0.8B | 1.43% | 11.25% | 4.63% |
| 2018-12-31 | $1.1B | $0.9B | $0.8B | 1.32% | 10.74% | 4.39% |
| 2018-09-30 | $1.1B | $0.9B | $0.8B | 1.31% | 10.79% | 4.32% |
| 2018-06-30 | $1.1B | $0.9B | $0.8B | 1.29% | 10.65% | 4.23% |
| 2018-03-31 | $1.1B | $0.9B | $0.8B | 1.32% | 10.85% | 4.19% |
| 2017-12-31 | $1.1B | $0.9B | $0.8B | 1.01% | 8.56% | 4.01% |
| 2017-09-30 | $1.1B | $0.9B | $0.7B | 1.07% | 9.23% | 3.95% |
| 2017-06-30 | $1.1B | $0.9B | $0.7B | 0.99% | 8.52% | 3.92% |
| 2017-03-31 | $1.1B | $0.9B | $0.7B | 0.87% | 7.55% | 3.85% |
| 2016-12-31 | $1.1B | $0.9B | $0.7B | 0.89% | 7.69% | 3.76% |
| 2016-09-30 | $1.1B | $0.9B | $0.7B | 1.05% | 9.06% | 3.75% |
| 2016-06-30 | $1.1B | $0.8B | $0.7B | 1.07% | 9.23% | 3.76% |
| 2016-03-31 | $1.1B | $0.9B | $0.7B | 0.98% | 8.56% | 3.79% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2818245 · 1999-08-31 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.