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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,511,186 | 1,353,270 | 1,217,237 | 0.83 | 8.00 | 3.92 |
| 2016-06-30 | 1,491,352 | 1,328,421 | 1,266,141 | 0.96 | 9.19 | 3.96 |
| 2016-09-30 | 1,554,027 | 1,386,986 | 1,269,280 | 1.00 | 9.58 | 3.94 |
| 2016-12-31 | 1,576,742 | 1,406,888 | 1,336,012 | 0.97 | 9.21 | 3.93 |
| 2017-03-31 | 1,626,281 | 1,453,479 | 1,341,534 | 0.82 | 7.80 | 3.90 |
| 2017-06-30 | 1,583,761 | 1,408,200 | 1,352,811 | 0.92 | 8.62 | 3.97 |
| 2017-09-30 | 1,668,069 | 1,487,634 | 1,365,545 | 0.95 | 8.98 | 4.00 |
| 2017-12-31 | 1,665,528 | 1,482,329 | 1,371,392 | 0.92 | 8.66 | 4.04 |
| 2018-03-31 | 1,698,495 | 1,510,864 | 1,365,235 | 1.20 | 11.05 | 4.12 |
| 2018-06-30 | 1,721,136 | 1,528,683 | 1,385,046 | 1.25 | 11.44 | 4.17 |
| 2018-09-30 | 1,700,477 | 1,501,932 | 1,397,030 | 1.30 | 11.77 | 4.25 |
| 2018-12-31 | 1,731,729 | 1,525,508 | 1,420,414 | 1.39 | 12.44 | 4.30 |
| 2019-03-31 | 1,755,399 | 1,544,352 | 1,412,240 | 1.31 | 11.20 | 4.42 |
| 2019-06-30 | 1,817,926 | 1,600,972 | 1,426,494 | 1.33 | 11.34 | 4.31 |
| 2019-09-30 | 1,922,310 | 1,699,743 | 1,481,972 | 1.29 | 11.13 | 4.18 |
| 2019-12-31 | 1,979,599 | 1,751,723 | 1,533,859 | 1.27 | 11.00 | 4.07 |
| 2020-03-31 | 1,989,887 | 1,758,169 | 1,543,769 | 0.79 | 6.95 | 3.50 |
| 2020-06-30 | 2,276,037 | 2,042,495 | 1,771,326 | 0.47 | 4.37 | 3.33 |
| 2020-09-30 | 2,319,260 | 2,081,449 | 1,771,750 | 0.62 | 5.79 | 3.23 |
| 2020-12-31 | 2,435,832 | 2,198,372 | 1,752,434 | 0.76 | 7.34 | 3.18 |
| 2021-03-31 | 2,635,772 | 2,393,692 | 1,777,547 | 1.21 | 13.12 | 3.03 |
| 2021-06-30 | 2,634,957 | 2,387,120 | 1,798,302 | 0.93 | 10.08 | 2.90 |
| 2021-09-30 | 2,754,609 | 2,493,266 | 1,745,926 | 0.99 | 10.88 | 2.91 |
| 2021-12-31 | 2,815,737 | 2,551,091 | 1,742,101 | 0.97 | 10.69 | 2.85 |
| 2022-03-31 | 2,808,205 | 2,552,419 | 1,719,439 | 0.40 | 4.54 | 2.61 |
| 2022-06-30 | 2,761,865 | 2,499,858 | 1,750,602 | 0.52 | 5.80 | 2.78 |
| 2022-09-30 | 2,741,532 | 2,472,478 | 1,777,228 | 0.65 | 7.27 | 3.05 |
| 2022-12-31 | 2,579,261 | 2,305,059 | 1,776,714 | 0.81 | 8.82 | 3.31 |
| 2023-03-31 | 2,477,508 | 2,193,108 | 1,770,730 | 1.30 | 12.55 | 4.14 |
| 2023-06-30 | 2,437,144 | 2,150,029 | 1,787,103 | 1.12 | 10.64 | 4.00 |
| 2023-09-30 | 2,435,987 | 2,144,755 | 1,802,599 | 1.05 | 9.81 | 3.95 |
| 2023-12-31 | 2,411,907 | 2,112,458 | 1,829,715 | 1.04 | 9.56 | 3.90 |
| 2024-03-31 | 2,372,028 | 2,073,220 | 1,867,270 | 0.57 | 4.89 | 3.68 |
| 2024-06-30 | 2,391,614 | 2,090,104 | 1,892,749 | 0.59 | 4.98 | 3.65 |
| 2024-09-30 | 2,422,677 | 2,110,299 | 1,910,314 | 0.68 | 5.75 | 3.70 |
| 2024-12-31 | 2,470,065 | 2,150,278 | 1,923,633 | 0.86 | 7.22 | 3.74 |
| 2025-03-31 | 2,434,624 | 2,121,828 | 1,920,461 | 0.81 | 6.67 | 3.85 |
| 2025-06-30 | 2,414,440 | 2,095,612 | 1,954,329 | 0.86 | 6.97 | 3.92 |
| 2025-09-30 | 2,465,506 | 2,137,540 | 1,952,943 | 0.95 | 7.72 | 4.06 |
| 2025-12-31 | 2,464,280 | 2,132,934 | 1,946,307 | 1.00 | 8.04 | 4.09 |
| 2026-03-31 | 2,513,864 | 2,182,062 | 1,920,370 | 0.84 | 6.66 | 3.97 |
| 2026-06-30 | 2,418,341 | 2,080,686 | 1,906,380 | 0.96 | 7.44 | 4.06 |
23 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2001-07-31 | 1 | 2135568 | 455972 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.