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Regulatory profile
Bellingham, WA · FDIC certificate #6158 · RSSD 455972
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.4B | $2.1B | $1.9B | 0.96% | 7.44% | 4.06% |
| 2026-03-31 | $2.5B | $2.2B | $1.9B | 0.84% | 6.66% | 3.97% |
| 2025-12-31 | $2.5B | $2.1B | $1.9B | 1.00% | 8.04% | 4.09% |
| 2025-09-30 | $2.5B | $2.1B | $2.0B | 0.95% | 7.72% | 4.06% |
| 2025-06-30 | $2.4B | $2.1B | $2.0B | 0.86% | 6.97% | 3.92% |
| 2025-03-31 | $2.4B | $2.1B | $1.9B | 0.81% | 6.67% | 3.85% |
| 2024-12-31 | $2.5B | $2.2B | $1.9B | 0.86% | 7.22% | 3.74% |
| 2024-09-30 | $2.4B | $2.1B | $1.9B | 0.68% | 5.75% | 3.70% |
| 2024-06-30 | $2.4B | $2.1B | $1.9B | 0.59% | 4.98% | 3.65% |
| 2024-03-31 | $2.4B | $2.1B | $1.9B | 0.57% | 4.89% | 3.68% |
| 2023-12-31 | $2.4B | $2.1B | $1.8B | 1.04% | 9.56% | 3.90% |
| 2023-09-30 | $2.4B | $2.1B | $1.8B | 1.05% | 9.81% | 3.95% |
| 2023-06-30 | $2.4B | $2.2B | $1.8B | 1.12% | 10.64% | 4.00% |
| 2023-03-31 | $2.5B | $2.2B | $1.8B | 1.30% | 12.55% | 4.14% |
| 2022-12-31 | $2.6B | $2.3B | $1.8B | 0.81% | 8.82% | 3.31% |
| 2022-09-30 | $2.7B | $2.5B | $1.8B | 0.65% | 7.27% | 3.05% |
| 2022-06-30 | $2.8B | $2.5B | $1.8B | 0.52% | 5.80% | 2.78% |
| 2022-03-31 | $2.8B | $2.6B | $1.7B | 0.40% | 4.54% | 2.61% |
| 2021-12-31 | $2.8B | $2.6B | $1.7B | 0.97% | 10.69% | 2.85% |
| 2021-09-30 | $2.8B | $2.5B | $1.7B | 0.99% | 10.88% | 2.91% |
| 2021-06-30 | $2.6B | $2.4B | $1.8B | 0.93% | 10.08% | 2.90% |
| 2021-03-31 | $2.6B | $2.4B | $1.8B | 1.21% | 13.12% | 3.03% |
| 2020-12-31 | $2.4B | $2.2B | $1.8B | 0.76% | 7.34% | 3.18% |
| 2020-09-30 | $2.3B | $2.1B | $1.8B | 0.62% | 5.79% | 3.23% |
| 2020-06-30 | $2.3B | $2.0B | $1.8B | 0.47% | 4.37% | 3.33% |
| 2020-03-31 | $2.0B | $1.8B | $1.5B | 0.79% | 6.95% | 3.50% |
| 2019-12-31 | $2.0B | $1.8B | $1.5B | 1.27% | 11.00% | 4.07% |
| 2019-09-30 | $1.9B | $1.7B | $1.5B | 1.29% | 11.13% | 4.18% |
| 2019-06-30 | $1.8B | $1.6B | $1.4B | 1.33% | 11.34% | 4.31% |
| 2019-03-31 | $1.8B | $1.5B | $1.4B | 1.31% | 11.20% | 4.42% |
| 2018-12-31 | $1.7B | $1.5B | $1.4B | 1.39% | 12.44% | 4.30% |
| 2018-09-30 | $1.7B | $1.5B | $1.4B | 1.30% | 11.77% | 4.25% |
| 2018-06-30 | $1.7B | $1.5B | $1.4B | 1.25% | 11.44% | 4.17% |
| 2018-03-31 | $1.7B | $1.5B | $1.4B | 1.20% | 11.05% | 4.12% |
| 2017-12-31 | $1.7B | $1.5B | $1.4B | 0.92% | 8.66% | 4.04% |
| 2017-09-30 | $1.7B | $1.5B | $1.4B | 0.95% | 8.98% | 4.00% |
| 2017-06-30 | $1.6B | $1.4B | $1.4B | 0.92% | 8.62% | 3.97% |
| 2017-03-31 | $1.6B | $1.5B | $1.3B | 0.82% | 7.80% | 3.90% |
| 2016-12-31 | $1.6B | $1.4B | $1.3B | 0.97% | 9.21% | 3.93% |
| 2016-09-30 | $1.6B | $1.4B | $1.3B | 1.00% | 9.58% | 3.94% |
| 2016-06-30 | $1.5B | $1.3B | $1.3B | 0.96% | 9.19% | 3.96% |
| 2016-03-31 | $1.5B | $1.4B | $1.2B | 0.83% | 8.00% | 3.92% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1030947 · 1982-12-15 to current
2001-07-31RSSD 2135568 → 455972 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.