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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,002,316 | 888,832 | 692,274 | 1.83 | 18.96 | 4.55 |
| 2020-12-31 | 1,075,067 | 961,857 | 670,511 | 1.50 | 16.11 | 3.96 |
| 2021-03-31 | 1,129,697 | 1,015,135 | 684,733 | 1.71 | 20.51 | 3.88 |
| 2021-06-30 | 1,136,014 | 1,016,841 | 688,034 | 1.72 | 20.36 | 3.80 |
| 2021-09-30 | 1,183,309 | 1,059,543 | 718,900 | 1.57 | 18.55 | 3.68 |
| 2021-12-31 | 1,205,522 | 1,100,021 | 713,248 | 1.46 | 17.34 | 3.67 |
| 2022-03-31 | 1,264,729 | 1,159,654 | 736,151 | 1.32 | 16.77 | 3.65 |
| 2022-06-30 | 1,263,443 | 1,171,164 | 734,295 | 1.43 | 19.34 | 3.80 |
| 2022-09-30 | 1,266,115 | 1,168,844 | 778,642 | 1.63 | 22.57 | 4.02 |
| 2022-12-31 | 1,247,359 | 1,146,650 | 769,009 | 1.67 | 23.27 | 4.24 |
| 2023-03-31 | 1,265,117 | 1,164,403 | 800,638 | 2.31 | 32.19 | 4.97 |
| 2023-06-30 | 1,240,004 | 1,136,277 | 803,481 | 2.25 | 30.74 | 5.03 |
| 2023-09-30 | 1,270,042 | 1,167,920 | 817,920 | 2.11 | 28.96 | 4.99 |
| 2023-12-31 | 1,270,507 | 1,153,672 | 839,129 | 2.04 | 27.23 | 4.95 |
| 2024-03-31 | 1,310,967 | 1,196,365 | 858,686 | 1.76 | 21.81 | 4.67 |
| 2024-06-30 | 1,329,857 | 1,209,594 | 841,722 | 1.82 | 22.44 | 4.67 |
| 2024-09-30 | 1,345,210 | 1,213,609 | 846,416 | 1.87 | 22.49 | 4.67 |
| 2024-12-31 | 1,352,190 | 1,219,405 | 859,605 | 1.86 | 22.09 | 4.67 |
| 2025-03-31 | 1,418,494 | 1,286,005 | 862,925 | 1.86 | 21.31 | 4.46 |
| 2025-06-30 | 1,423,498 | 1,288,041 | 865,656 | 1.94 | 22.16 | 4.57 |
| 2025-09-30 | 1,424,720 | 1,278,477 | 876,958 | 1.96 | 21.96 | 4.59 |
| 2025-12-31 | 1,407,730 | 1,252,512 | 889,282 | 1.98 | 21.67 | 4.62 |
| 2026-03-31 | 1,431,998 | 1,280,018 | 908,803 | 1.84 | 18.30 | 4.53 |
| 2026-06-30 | 1,424,772 | 1,270,693 | 908,045 | 1.93 | 19.18 | 4.60 |
28 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-08-16 | 1 | 3808832 | 60330 |
| 1994-05-21 | 50 | 941578 | 60330 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.