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Regulatory profile
Cullman, AL · FDIC certificate #22537 · RSSD 60330
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.3B | $0.9B | 1.93% | 19.18% | 4.60% |
| 2026-03-31 | $1.4B | $1.3B | $0.9B | 1.84% | 18.30% | 4.53% |
| 2025-12-31 | $1.4B | $1.3B | $0.9B | 1.98% | 21.67% | 4.62% |
| 2025-09-30 | $1.4B | $1.3B | $0.9B | 1.96% | 21.96% | 4.59% |
| 2025-06-30 | $1.4B | $1.3B | $0.9B | 1.94% | 22.16% | 4.57% |
| 2025-03-31 | $1.4B | $1.3B | $0.9B | 1.86% | 21.31% | 4.46% |
| 2024-12-31 | $1.4B | $1.2B | $0.9B | 1.86% | 22.09% | 4.67% |
| 2024-09-30 | $1.3B | $1.2B | $0.8B | 1.87% | 22.49% | 4.67% |
| 2024-06-30 | $1.3B | $1.2B | $0.8B | 1.82% | 22.44% | 4.67% |
| 2024-03-31 | $1.3B | $1.2B | $0.9B | 1.76% | 21.81% | 4.67% |
| 2023-12-31 | $1.3B | $1.2B | $0.8B | 2.04% | 27.23% | 4.95% |
| 2023-09-30 | $1.3B | $1.2B | $0.8B | 2.11% | 28.96% | 4.99% |
| 2023-06-30 | $1.2B | $1.1B | $0.8B | 2.25% | 30.74% | 5.03% |
| 2023-03-31 | $1.3B | $1.2B | $0.8B | 2.31% | 32.19% | 4.97% |
| 2022-12-31 | $1.2B | $1.1B | $0.8B | 1.67% | 23.27% | 4.24% |
| 2022-09-30 | $1.3B | $1.2B | $0.8B | 1.63% | 22.57% | 4.02% |
| 2022-06-30 | $1.3B | $1.2B | $0.7B | 1.43% | 19.34% | 3.80% |
| 2022-03-31 | $1.3B | $1.2B | $0.7B | 1.32% | 16.77% | 3.65% |
| 2021-12-31 | $1.2B | $1.1B | $0.7B | 1.46% | 17.34% | 3.67% |
| 2021-09-30 | $1.2B | $1.1B | $0.7B | 1.57% | 18.55% | 3.68% |
| 2021-06-30 | $1.1B | $1.0B | $0.7B | 1.72% | 20.36% | 3.80% |
| 2021-03-31 | $1.1B | $1.0B | $0.7B | 1.71% | 20.51% | 3.88% |
| 2020-12-31 | $1.1B | $1.0B | $0.7B | 1.50% | 16.11% | 3.96% |
| 2020-06-30 | $1.0B | $0.9B | $0.7B | 1.83% | 18.96% | 4.55% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1136595 · 1987-03-31 to current
2014-08-16RSSD 3808832 → 60330 · code 1
1994-05-21RSSD 941578 → 60330 · code 50
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.