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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Monticello, IN · FDIC certificate #30065
PEOPLES CMTY BK SB MONTICELL is an FDIC-insured institution based in Monticello, IN (FDIC certificate #30065). In its Q3 2026 Call Report it reported total assets of $44M, total deposits of $20M and net loans of $42M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for PEOPLES CMTY BK SB MONTICELL from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $20M |
|---|---|
| Net loans and leases | $42M |
Plain-language readout
PEOPLES CMTY BK SB MONTICELL in Monticello, IN funds its loans with $20M of deposits and holds $42M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for PEOPLES CMTY BK SB MONTICELL in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 210.57% in Q3 2026, against 198.64% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $42M | $20M | 210.57% |
| Q2 2026 | $40M | $19M | 204.00% |
| Q1 2026 | $39M | $20M | 198.64% |