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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,036,779 | 918,124 | 895,683 | 1.16 | 12.56 | 4.20 |
| 2016-06-30 | 1,060,081 | 868,261 | 916,959 | 1.20 | 12.95 | 4.21 |
| 2016-09-30 | 1,087,863 | 967,589 | 943,617 | 1.19 | 12.98 | 4.19 |
| 2016-12-31 | 1,124,422 | 978,475 | 972,363 | 1.26 | 13.57 | 4.20 |
| 2017-03-31 | 1,107,765 | 981,867 | 965,443 | 1.19 | 12.31 | 4.13 |
| 2017-06-30 | 1,118,859 | 969,965 | 976,380 | 1.16 | 11.91 | 4.09 |
| 2017-09-30 | 1,131,661 | 1,021,527 | 988,736 | 1.19 | 12.32 | 4.10 |
| 2017-12-31 | 1,154,899 | 1,012,966 | 1,006,701 | 1.10 | 11.47 | 4.10 |
| 2018-03-31 | 1,146,714 | 993,385 | 1,008,382 | 0.97 | 10.39 | 4.09 |
| 2018-06-30 | 1,177,055 | 1,011,883 | 1,029,458 | 1.02 | 11.01 | 4.01 |
| 2018-09-30 | 1,191,363 | 1,048,447 | 1,040,306 | 1.04 | 11.37 | 4.04 |
| 2018-12-31 | 1,209,796 | 1,080,021 | 1,055,170 | 0.95 | 10.33 | 4.08 |
| 2019-03-31 | 1,207,976 | 1,052,055 | 1,033,076 | 1.18 | 12.74 | 4.06 |
| 2019-06-30 | 1,203,958 | 1,036,628 | 1,029,565 | 1.13 | 12.16 | 4.07 |
| 2019-09-30 | 1,211,565 | 1,020,954 | 1,036,083 | 1.18 | 12.60 | 4.08 |
| 2019-12-31 | 1,209,673 | 1,026,874 | 1,034,562 | 0.94 | 10.04 | 4.10 |
| 2020-03-31 | 1,188,063 | 1,019,369 | 1,016,230 | 1.11 | 11.66 | 4.14 |
| 2020-06-30 | 1,450,852 | 1,147,663 | 1,184,037 | 1.18 | 13.11 | 3.84 |
| 2020-09-30 | 1,468,081 | 1,161,895 | 1,222,124 | 1.06 | 12.20 | 3.76 |
| 2020-12-31 | 1,492,816 | 1,217,815 | 1,195,840 | 1.11 | 12.94 | 3.68 |
| 2021-03-31 | 1,492,066 | 1,323,298 | 1,199,188 | 1.33 | 16.16 | 3.35 |
| 2021-06-30 | 1,469,486 | 1,297,081 | 1,186,379 | 1.36 | 16.30 | 3.38 |
| 2021-09-30 | 1,513,664 | 1,342,579 | 1,179,051 | 1.49 | 17.93 | 3.39 |
| 2021-12-31 | 1,549,912 | 1,382,880 | 1,186,490 | 1.39 | 16.76 | 3.40 |
| 2022-03-31 | 1,525,665 | 1,392,097 | 1,179,627 | 1.38 | 17.00 | 3.51 |
| 2022-06-30 | 1,573,868 | 1,369,935 | 1,232,507 | 1.39 | 17.66 | 3.59 |
| 2022-09-30 | 1,631,373 | 1,419,011 | 1,294,224 | 1.24 | 16.08 | 3.55 |
| 2022-12-31 | 1,697,634 | 1,504,574 | 1,388,028 | 1.22 | 15.83 | 3.51 |
| 2023-03-31 | 1,679,774 | 1,538,884 | 1,383,051 | 1.04 | 13.34 | 3.34 |
| 2023-06-30 | 1,687,667 | 1,545,487 | 1,419,393 | 1.06 | 13.53 | 3.40 |
| 2023-09-30 | 1,693,750 | 1,547,499 | 1,412,930 | 1.20 | 15.28 | 3.46 |
| 2023-12-31 | 1,695,930 | 1,483,986 | 1,472,852 | 1.19 | 14.89 | 3.47 |
| 2024-03-31 | 1,715,178 | 1,519,715 | 1,505,720 | 1.01 | 12.16 | 3.59 |
| 2024-06-30 | 1,744,559 | 1,542,493 | 1,544,865 | 1.13 | 13.67 | 3.63 |
| 2024-09-30 | 1,802,854 | 1,628,215 | 1,598,996 | 1.08 | 12.98 | 3.62 |
| 2024-12-31 | 1,909,389 | 1,707,120 | 1,639,166 | 1.19 | 14.37 | 3.65 |
| 2025-03-31 | 1,874,648 | 1,683,078 | 1,628,250 | 1.27 | 15.35 | 3.68 |
| 2025-06-30 | 1,876,318 | 1,703,202 | 1,672,905 | 1.47 | 17.55 | 3.82 |
| 2025-09-30 | 1,954,008 | 1,775,066 | 1,735,974 | 1.49 | 17.67 | 3.90 |
| 2025-12-31 | 1,997,437 | 1,766,279 | 1,786,406 | 1.56 | 18.37 | 4.01 |
| 2026-03-31 | 2,005,305 | 1,817,252 | 1,770,243 | 1.65 | 18.61 | 4.14 |
| 2026-06-30 | 2,083,619 | 1,843,656 | 1,817,170 | 1.46 | 16.71 | 4.17 |
25 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1995-12-14 | 1 | 1012345 | 375043 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.