Regulatory profile
Mount Vernon, IL · FDIC certificate #3809 · RSSD 375043
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.1B | $1.8B | $1.8B | 1.46% | 16.71% | 4.17% |
| 2026-03-31 | $2.0B | $1.8B | $1.8B | 1.65% | 18.61% | 4.14% |
| 2025-12-31 | $2.0B | $1.8B | $1.8B | 1.56% | 18.37% | 4.01% |
| 2025-09-30 | $2.0B | $1.8B | $1.7B | 1.49% | 17.67% | 3.90% |
| 2025-06-30 | $1.9B | $1.7B | $1.7B | 1.47% | 17.55% | 3.82% |
| 2025-03-31 | $1.9B | $1.7B | $1.6B | 1.27% | 15.35% | 3.68% |
| 2024-12-31 | $1.9B | $1.7B | $1.6B | 1.19% | 14.37% | 3.65% |
| 2024-09-30 | $1.8B | $1.6B | $1.6B | 1.08% | 12.98% | 3.62% |
| 2024-06-30 | $1.7B | $1.5B | $1.5B | 1.13% | 13.67% | 3.63% |
| 2024-03-31 | $1.7B | $1.5B | $1.5B | 1.01% | 12.16% | 3.59% |
| 2023-12-31 | $1.7B | $1.5B | $1.5B | 1.19% | 14.89% | 3.47% |
| 2023-09-30 | $1.7B | $1.5B | $1.4B | 1.20% | 15.28% | 3.46% |
| 2023-06-30 | $1.7B | $1.5B | $1.4B | 1.06% | 13.53% | 3.40% |
| 2023-03-31 | $1.7B | $1.5B | $1.4B | 1.04% | 13.34% | 3.34% |
| 2022-12-31 | $1.7B | $1.5B | $1.4B | 1.22% | 15.83% | 3.51% |
| 2022-09-30 | $1.6B | $1.4B | $1.3B | 1.24% | 16.08% | 3.55% |
| 2022-06-30 | $1.6B | $1.4B | $1.2B | 1.39% | 17.66% | 3.59% |
| 2022-03-31 | $1.5B | $1.4B | $1.2B | 1.38% | 17.00% | 3.51% |
| 2021-12-31 | $1.5B | $1.4B | $1.2B | 1.39% | 16.76% | 3.40% |
| 2021-09-30 | $1.5B | $1.3B | $1.2B | 1.49% | 17.93% | 3.39% |
| 2021-06-30 | $1.5B | $1.3B | $1.2B | 1.36% | 16.30% | 3.38% |
| 2021-03-31 | $1.5B | $1.3B | $1.2B | 1.33% | 16.16% | 3.35% |
| 2020-12-31 | $1.5B | $1.2B | $1.2B | 1.11% | 12.94% | 3.68% |
| 2020-09-30 | $1.5B | $1.2B | $1.2B | 1.06% | 12.20% | 3.76% |
| 2020-06-30 | $1.5B | $1.1B | $1.2B | 1.18% | 13.11% | 3.84% |
| 2020-03-31 | $1.2B | $1.0B | $1.0B | 1.11% | 11.66% | 4.14% |
| 2019-12-31 | $1.2B | $1.0B | $1.0B | 0.94% | 10.04% | 4.10% |
| 2019-09-30 | $1.2B | $1.0B | $1.0B | 1.18% | 12.60% | 4.08% |
| 2019-06-30 | $1.2B | $1.0B | $1.0B | 1.13% | 12.16% | 4.07% |
| 2019-03-31 | $1.2B | $1.1B | $1.0B | 1.18% | 12.74% | 4.06% |
| 2018-12-31 | $1.2B | $1.1B | $1.1B | 0.95% | 10.33% | 4.08% |
| 2018-09-30 | $1.2B | $1.0B | $1.0B | 1.04% | 11.37% | 4.04% |
| 2018-06-30 | $1.2B | $1.0B | $1.0B | 1.02% | 11.01% | 4.01% |
| 2018-03-31 | $1.1B | $1.0B | $1.0B | 0.97% | 10.39% | 4.09% |
| 2017-12-31 | $1.2B | $1.0B | $1.0B | 1.10% | 11.47% | 4.10% |
| 2017-09-30 | $1.1B | $1.0B | $1.0B | 1.19% | 12.32% | 4.10% |
| 2017-06-30 | $1.1B | $1.0B | $1.0B | 1.16% | 11.91% | 4.09% |
| 2017-03-31 | $1.1B | $1.0B | $1.0B | 1.19% | 12.31% | 4.13% |
| 2016-12-31 | $1.1B | $1.0B | $1.0B | 1.26% | 13.57% | 4.20% |
| 2016-09-30 | $1.1B | $1.0B | $0.9B | 1.19% | 12.98% | 4.19% |
| 2016-06-30 | $1.1B | $0.9B | $0.9B | 1.20% | 12.95% | 4.21% |
| 2016-03-31 | $1.0B | $0.9B | $0.9B | 1.16% | 12.56% | 4.20% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1250437 · 1995-12-13 to current
Unmatched RSSD entityRSSD 1250437 · 1994-01-28 to 1995-12-12
Unmatched RSSD entityRSSD 1250437 · 1992-12-31 to 1994-01-27
Unmatched RSSD entityRSSD 1250437 · 1988-08-08 to 1992-12-30
1995-12-14RSSD 1012345 → 375043 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.