PEOPLESBANK

FDIC #90213 · MA · period 20260630

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Total assets2,023,547-5.07% YoY

Total deposits1,616,138-3.20% YoY

Net loans and leases1,448,696-10.99% YoY

Return on assets0.51%-8.21% YoY

Return on equity5.35%-7.28% YoY

Net interest margin2.75%-7.70% YoY

Peer position

Return on assets7thopportunity · n=902

Return on equity8thopportunity · n=894

Net interest margin8thopportunity · n=902

Equity to assets20thopportunity · n=894

Noncurrent loans47thin line · n=887

Liquid assets34thin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits16thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	2,023,547	1,616,138	1,448,696	0.51	5.35	2.75
2016-06-30	2,052,696	1,662,160	1,529,268	0.56	5.90	2.75
2016-09-30	2,061,529	1,562,519	1,556,535	0.59	6.23	2.77
2016-12-31	2,056,809	1,585,835	1,563,148	0.63	6.57	2.83
2017-03-31	2,131,702	1,669,548	1,627,496	0.55	5.77	2.98
2017-06-30	2,298,764	1,659,825	1,679,145	0.72	7.65	2.97
2017-09-30	2,326,217	1,620,537	1,721,650	0.79	8.52	2.98
2017-12-31	2,358,124	1,635,633	1,761,396	0.57	6.21	2.97
2018-03-31	2,413,818	1,741,118	1,804,748	0.83	9.29	2.89
2018-06-30	2,530,590	1,936,959	1,910,098	0.88	9.91	2.91
2018-09-30	2,494,103	1,811,988	1,913,936	0.92	10.32	2.94
2018-12-31	2,867,537	2,067,507	2,191,935	0.76	8.44	2.90
2019-03-31	2,857,710	2,128,504	2,190,978	0.80	8.46	3.02
2019-06-30	2,906,350	2,008,668	2,228,519	0.77	8.05	3.01
2019-09-30	2,926,907	2,064,134	2,242,797	0.81	8.36	3.00
2019-12-31	2,943,806	1,938,870	2,247,831	0.87	8.85	3.01
2020-03-31	2,988,667	2,099,540	2,264,917	0.78	7.82	2.95
2020-06-30	3,195,812	2,266,150	2,398,859	0.35	3.60	2.94
2020-09-30	3,233,477	2,244,872	2,383,919	0.54	5.62	2.92
2020-12-31	3,345,747	2,439,391	2,360,754	0.70	7.39	2.89
2021-03-31	3,472,044	2,607,031	2,328,484	0.29	3.15	2.59
2021-06-30	3,576,258	2,734,018	2,319,678	0.67	7.32	2.62
2021-09-30	3,439,206	2,988,973	2,483,605	0.68	7.28	2.69
2021-12-31	3,580,270	3,123,653	2,513,824	0.84	8.92	2.72
2022-03-31	3,751,672	3,295,698	2,538,613	0.79	8.47	2.80
2022-06-30	3,510,190	3,036,567	2,664,168	0.81	8.62	2.97
2022-09-30	3,573,220	2,994,787	2,746,092	0.80	8.62	3.12
2022-12-31	3,668,204	3,113,914	2,815,684	0.95	10.29	3.19
2023-03-31	3,751,167	3,214,172	2,918,615	0.69	7.47	3.14
2023-06-30	3,998,845	3,209,930	3,018,677	0.71	7.78	2.97
2023-09-30	3,942,468	3,355,548	3,056,495	0.73	7.96	2.89
2023-12-31	4,087,757	3,169,844	3,187,515	0.87	9.71	2.82
2024-03-31	4,193,424	3,434,370	3,277,128	0.28	3.40	2.64
2024-06-30	4,398,977	3,625,766	3,333,336	0.51	6.18	2.61
2024-09-30	4,304,718	3,654,512	3,344,242	0.55	6.67	2.58
2024-12-31	4,313,700	3,364,021	3,377,756	0.53	6.44	2.61
2025-03-31	4,308,780	3,473,066	3,391,299	0.49	5.75	2.79
2025-06-30	4,334,692	3,446,075	3,398,425	0.60	6.88	2.83
2025-09-30	4,348,690	3,520,678	3,440,938	0.59	6.74	2.84
2025-12-31	4,479,358	3,613,920	3,491,201	0.55	6.23	2.77
2026-03-31	4,625,654	3,468,621	3,535,889	0.41	4.68	2.72
2026-06-30	4,622,834	3,512,423	3,500,521	0.43	4.83	2.76

Structure and branch footprint

21 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2018-12-01	1	115100	613400

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.