Loading bank profile
Regulatory profile
Holyoke, MA · FDIC certificate #90213 · RSSD 613400
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.6B | $3.5B | $3.5B | 0.43% | 4.83% | 2.76% |
| 2026-03-31 | $4.6B | $3.5B | $3.5B | 0.41% | 4.68% | 2.72% |
| 2025-12-31 | $4.5B | $3.6B | $3.5B | 0.55% | 6.23% | 2.77% |
| 2025-09-30 | $4.3B | $3.5B | $3.4B | 0.59% | 6.74% | 2.84% |
| 2025-06-30 | $4.3B | $3.4B | $3.4B | 0.60% | 6.88% | 2.83% |
| 2025-03-31 | $4.3B | $3.5B | $3.4B | 0.49% | 5.75% | 2.79% |
| 2024-12-31 | $4.3B | $3.4B | $3.4B | 0.53% | 6.44% | 2.61% |
| 2024-09-30 | $4.3B | $3.7B | $3.3B | 0.55% | 6.67% | 2.58% |
| 2024-06-30 | $4.4B | $3.6B | $3.3B | 0.51% | 6.18% | 2.61% |
| 2024-03-31 | $4.2B | $3.4B | $3.3B | 0.28% | 3.40% | 2.64% |
| 2023-12-31 | $4.1B | $3.2B | $3.2B | 0.87% | 9.71% | 2.82% |
| 2023-09-30 | $3.9B | $3.4B | $3.1B | 0.73% | 7.96% | 2.89% |
| 2023-06-30 | $4.0B | $3.2B | $3.0B | 0.71% | 7.78% | 2.97% |
| 2023-03-31 | $3.8B | $3.2B | $2.9B | 0.69% | 7.47% | 3.14% |
| 2022-12-31 | $3.7B | $3.1B | $2.8B | 0.95% | 10.29% | 3.19% |
| 2022-09-30 | $3.6B | $3.0B | $2.7B | 0.80% | 8.62% | 3.12% |
| 2022-06-30 | $3.5B | $3.0B | $2.7B | 0.81% | 8.62% | 2.97% |
| 2022-03-31 | $3.8B | $3.3B | $2.5B | 0.79% | 8.47% | 2.80% |
| 2021-12-31 | $3.6B | $3.1B | $2.5B | 0.84% | 8.92% | 2.72% |
| 2021-09-30 | $3.4B | $3.0B | $2.5B | 0.68% | 7.28% | 2.69% |
| 2021-06-30 | $3.6B | $2.7B | $2.3B | 0.67% | 7.32% | 2.62% |
| 2021-03-31 | $3.5B | $2.6B | $2.3B | 0.29% | 3.15% | 2.59% |
| 2020-12-31 | $3.3B | $2.4B | $2.4B | 0.70% | 7.39% | 2.89% |
| 2020-09-30 | $3.2B | $2.2B | $2.4B | 0.54% | 5.62% | 2.92% |
| 2020-06-30 | $3.2B | $2.3B | $2.4B | 0.35% | 3.60% | 2.94% |
| 2020-03-31 | $3.0B | $2.1B | $2.3B | 0.78% | 7.82% | 2.95% |
| 2019-12-31 | $2.9B | $1.9B | $2.2B | 0.87% | 8.85% | 3.01% |
| 2019-09-30 | $2.9B | $2.1B | $2.2B | 0.81% | 8.36% | 3.00% |
| 2019-06-30 | $2.9B | $2.0B | $2.2B | 0.77% | 8.05% | 3.01% |
| 2019-03-31 | $2.9B | $2.1B | $2.2B | 0.80% | 8.46% | 3.02% |
| 2018-12-31 | $2.9B | $2.1B | $2.2B | 0.76% | 8.44% | 2.90% |
| 2018-09-30 | $2.5B | $1.8B | $1.9B | 0.92% | 10.32% | 2.94% |
| 2018-06-30 | $2.5B | $1.9B | $1.9B | 0.88% | 9.91% | 2.91% |
| 2018-03-31 | $2.4B | $1.7B | $1.8B | 0.83% | 9.29% | 2.89% |
| 2017-12-31 | $2.4B | $1.6B | $1.8B | 0.57% | 6.21% | 2.97% |
| 2017-09-30 | $2.3B | $1.6B | $1.7B | 0.79% | 8.52% | 2.98% |
| 2017-06-30 | $2.3B | $1.7B | $1.7B | 0.72% | 7.65% | 2.97% |
| 2017-03-31 | $2.1B | $1.7B | $1.6B | 0.55% | 5.77% | 2.98% |
| 2016-12-31 | $2.1B | $1.6B | $1.6B | 0.63% | 6.57% | 2.83% |
| 2016-09-30 | $2.1B | $1.6B | $1.6B | 0.59% | 6.23% | 2.77% |
| 2016-06-30 | $2.1B | $1.7B | $1.5B | 0.56% | 5.90% | 2.75% |
| 2016-03-31 | $2.0B | $1.6B | $1.4B | 0.51% | 5.35% | 2.75% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3547038 · 2025-01-31 to current
Unmatched RSSD entityRSSD 3186585 · 2003-10-01 to 2025-01-30
2018-12-01RSSD 115100 → 613400 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.