Loading bank profile
Regulatory profile
Winston Salem, NC · FDIC certificate #27619 · RSSD 864471
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.3B | $1.0B | $0.9B | 0.21% | 1.12% | 2.42% |
| 2026-03-31 | $1.3B | $1.0B | $0.9B | 0.16% | 0.88% | 2.36% |
| 2025-12-31 | $1.3B | $1.0B | $0.9B | 0.14% | 0.74% | 2.18% |
| 2025-09-30 | $1.3B | $1.0B | $0.8B | 0.12% | 0.66% | 2.15% |
| 2025-06-30 | $1.3B | $0.9B | $0.8B | 0.13% | 0.69% | 2.09% |
| 2025-03-31 | $1.3B | $0.9B | $0.8B | 0.12% | 0.67% | 2.02% |
| 2024-12-31 | $1.3B | $0.9B | $0.8B | -0.16% | -0.93% | 1.91% |
| 2024-09-30 | $1.3B | $0.9B | $0.8B | -0.25% | -1.41% | 1.89% |
| 2024-06-30 | $1.3B | $0.9B | $0.8B | -0.41% | -2.39% | 1.87% |
| 2024-03-31 | $1.3B | $0.9B | $0.8B | -0.90% | -5.28% | 1.86% |
| 2023-12-31 | $1.2B | $0.8B | $0.7B | 0.03% | 0.18% | 1.91% |
| 2023-09-30 | $1.2B | $0.8B | $0.7B | 0.15% | 0.84% | 1.98% |
| 2023-06-30 | $1.2B | $0.8B | $0.7B | 0.13% | 0.72% | 2.01% |
| 2023-03-31 | $1.2B | $0.8B | $0.7B | 0.17% | 0.96% | 2.14% |
| 2022-12-31 | $1.2B | $0.8B | $0.7B | 0.20% | 0.99% | 2.35% |
| 2022-09-30 | $1.1B | $0.8B | $0.7B | 0.20% | 1.00% | 2.37% |
| 2022-06-30 | $1.1B | $0.8B | $0.7B | 0.17% | 0.80% | 2.36% |
| 2022-03-31 | $1.0B | $0.8B | $0.7B | 0.14% | 0.61% | 2.38% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5726556 · 2022-09-15 to current
2024-01-03RSSD 900379 → 864471 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.