Regulatory profile
Deer Lodge, MT · FDIC certificate #29517
PIONEER FS&LA is an FDIC-insured institution based in Deer Lodge, MT (FDIC certificate #29517). In its Q3 2026 Call Report it reported total assets of $135M, total deposits of $103M and net loans of $93M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for PIONEER FS&LA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $103M |
|---|---|
| Net loans and leases | $93M |
Plain-language readout
PIONEER FS&LA in Deer Lodge, MT funds its loans with $103M of deposits and holds $93M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for PIONEER FS&LA in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 90.84% in Q3 2026, against 95.18% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $93M | $103M | 90.84% |
| Q2 2026 | $92M | $101M | 91.75% |
| Q1 2026 | $91M | $95M | 95.18% |