Regulatory profile
Torrington, WY · FDIC certificate #5442
PLATTE VALLEY BANK is an FDIC-insured institution based in Torrington, WY (FDIC certificate #5442). In its Q3 2026 Call Report it reported total assets of $817M, total deposits of $701M and net loans of $661M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for PLATTE VALLEY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $701M |
|---|---|
| Net loans and leases | $661M |
Plain-language readout
PLATTE VALLEY BANK in Torrington, WY funds its loans with $701M of deposits and holds $661M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for PLATTE VALLEY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 94.35% in Q3 2026, against 95.96% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $661M | $701M | 94.35% |
| Q2 2026 | $661M | $693M | 95.34% |
| Q1 2026 | $659M | $686M | 95.96% |