Regulatory profile
Pilot Point, TX · FDIC certificate #3389 · RSSD 844567
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.0B | $0.6B | 0.95% | 12.96% | 3.09% |
| 2026-03-31 | $1.1B | $1.0B | $0.5B | 0.88% | 11.80% | 3.15% |
| 2025-12-31 | $1.1B | $1.0B | $0.6B | 1.17% | 17.07% | 3.21% |
| 2025-09-30 | $1.1B | $0.9B | $0.6B | 1.20% | 18.07% | 3.13% |
| 2025-06-30 | $1.0B | $0.9B | $0.5B | 1.23% | 19.09% | 3.15% |
| 2025-03-31 | $1.0B | $0.9B | $0.5B | 1.25% | 19.33% | 3.11% |
| 2024-12-31 | $1.0B | $0.9B | $0.5B | 1.04% | 17.60% | 2.76% |
| 2024-09-30 | $1.0B | $0.9B | $0.5B | 0.94% | 16.05% | 2.69% |
| 2024-06-30 | $1.0B | $1.0B | $0.5B | 0.80% | 14.60% | 2.54% |
| 2024-03-31 | $1.1B | $1.0B | $0.5B | 0.69% | 12.94% | 2.48% |
| 2023-12-31 | $1.1B | $1.0B | $0.5B | 1.04% | 23.84% | 2.73% |
| 2023-09-30 | $1.0B | $1.0B | $0.5B | 1.06% | 25.51% | 2.79% |
| 2023-06-30 | $1.0B | $1.0B | $0.5B | 1.13% | 25.78% | 2.84% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1135691 · 1988-11-28 to current
Unmatched RSSD entityRSSD 1108284 · 1983-06-24 to 1988-11-27
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.