Regulatory profile
Winter Park, FL · FDIC certificate #59381
PORTRAIT BANK is an FDIC-insured institution based in Winter Park, FL (FDIC certificate #59381). In its Q3 2026 Call Report it reported total assets of $57M, total deposits of $13M and net loans of $687K. Its primary federal regulator is FDIC.
Reported facts
PORTRAIT BANK (FDIC certificate #59381) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $57M |
|---|---|
| Total deposits | $13M |
| Net loans and leases | $687K |
| Return on assets | -7.68% |
| Return on equity | -9.49% |
| Net interest margin | 1.19% |
| Quarterly asset change | 26.62% |
| Quarterly deposit change | 2115.32% |
Plain-language readout
PORTRAIT BANK in Winter Park, FL reported total assets of $57M, total deposits of $13M and net loans of $687K in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -7.68%, a return on equity of -9.49%, a net interest margin of 1.19%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $57M | $13M | $687K | -7.68% | -9.49% | 1.19% |
| Q2 2026 | $45M | $594K | $0 | -8.27% | -8.90% | 0.15% |
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