Regulatory profile
Winter Park, FL · FDIC certificate #59381
PORTRAIT BANK is an FDIC-insured institution based in Winter Park, FL (FDIC certificate #59381). In its Q3 2026 Call Report it reported total assets of $57M, total deposits of $13M and net loans of $687K. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for PORTRAIT BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $13M |
|---|---|
| Net loans and leases | $687K |
Plain-language readout
PORTRAIT BANK in Winter Park, FL funds its loans with $13M of deposits and holds $687K of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for PORTRAIT BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 5.22% in Q3 2026, against 0.00% in Q2 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $687K | $13M | 5.22% |
| Q2 2026 | $0 | $594K | 0.00% |