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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Omaha, NE · FDIC certificate #12493
PREMIER BANK NATIONAL ASSN is an FDIC-insured institution based in Omaha, NE (FDIC certificate #12493). In its Q3 2026 Call Report it reported total assets of $359M, total deposits of $313M and net loans of $229M. Its primary federal regulator is OCC.
Plain-language readout
PREMIER BANK NATIONAL ASSN has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $359M in Q3 2026 and were lowest at $342M in Q2 2026.
Total deposits were highest at $314M in Q1 2026 and lowest at $297M in Q2 2026.
Over the whole period total assets rose 0.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $359M | $313M | $229M | 1.47% | 12.05% | 4.43% |
| Q2 2026 | $342M | $297M | $244M | 1.43% | 11.72% | 4.40% |
| Q1 2026 | $358M | $314M | $244M | 1.39% | 11.62% | 4.34% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $50.7M | $68.6M | -$17.8M | -26.0% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $36.8M | $34.4M | +$2.3M | +6.8% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $240K | $2.2M | -$2.0M | -89.2% |
| Net loans and leases (after allowance) | $244.2M | $241.8M | +$2.3M | +1.0% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $5.3M | $5.3M | -$58K | -1.1% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $5.2M | $5.6M | -$378K | -6.8% |
| Total assets | $342.4M | $358.0M | -$15.6M | -4.3% |
| Liabilities | ||||
| Total deposits | $297.1M | $313.9M | -$16.8M | -5.3% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $2.0M | $2.0M | +$43K | +2.2% |
| Total liabilities | $299.1M | $315.9M | -$16.7M | -5.3% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $1.0M | $1.0M | $0K | 0.0% |
| Surplus | $22.5M | $22.5M | $0K | 0.0% |
| Retained earnings | $20.0M | $18.8M | +$1.3M | +6.7% |
| Accumulated other comprehensive income | -$238K | -$152K | -$86K | -56.6% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $43.3M | $42.1M | +$1.2M | +2.8% |
| Credit and capital | ||||
| Gross nonperforming assets | $3.0M | $4.2M | -$1.2M | -28.3% |
| Adjusted nonperforming assets | $3.0M | $4.2M | -$1.2M | -28.3% |
| Tangible equity plus allowance | $46.4M | $45.3M | +$1.1M | +2.3% |
| Texas ratio (gross) | 6.46% | 9.23% | -2.77 pts | See points |
| Texas ratio (adjusted) | 6.46% | 9.23% | -2.77 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 6.46% | 9.23% | -2.77 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 12.59% | 12.38% | +0.21 pts | See points |
| Construction and land loans to total capital | 138.40% | 121.33% | +17.07 pts | See points |
| Commercial real estate to total capital | 326.70% | 314.23% | +12.46 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -0.69% | -0.47% | -0.22 pts | See points |
| Liquidity | ||||
| Core deposits | $280.7M | $296.5M | -$15.8M | -5.3% |
| Non-core funding | $16.4M | $17.4M | -$941K | -5.4% |
| Loans to core deposits | 88.09% | 82.63% | +5.46 pts | See points |
| Loans to deposits | 83.22% | 78.06% | +5.16 pts | See points |
| Brokered deposits share of deposits | 2.58% | 2.59% | -0.00 pts | See points |
| Pledged securities share of securities | 38.92% | 37.99% | +0.92 pts | See points |
| Loans pledged, share of loans | 44.80% | 43.02% | +1.79 pts | See points |
| Volatile liabilities | $21.2M | $22.3M | -$1.2M | -5.3% |
| Earnings | ||||
| Earnings before provision, year to date | $3.0M | $1.4M | +$1.6M | +110.9% |
| Earnings before provision, single quarter | $1.6M | $1.4M | +$153K | +10.9% |
| Provision for credit losses, year to date | -$263K | -$150K | -$113K | -75.3% |
| Yield and cost | ||||
| Yield on loans and leases | 6.34% | 6.21% | +0.13 pts | See points |
| Yield on interest-bearing balances due from banks | 3.75% | 3.70% | +0.05 pts | See points |
| Total interest income to average assets | 5.50% | 5.44% | +0.06 pts | See points |
| Cost of interest-bearing transaction accounts | 1.23% | 1.24% | -0.01 pts | See points |
| Cost of savings and money market deposits | 2.09% | 2.00% | +0.10 pts | See points |
| Cost of time deposits | 3.60% | 3.63% | -0.03 pts | See points |
| Total interest expense to average assets | 1.29% | 1.28% | +0.02 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $359M | $313M | $229M | 1.47% | 12.05% | 4.43% |
| 2026-06-30 | $342M | $297M | $244M | 1.43% | 11.72% | 4.40% |
| 2026-03-31 | $358M | $314M | $244M | 1.39% | 11.62% | 4.34% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $295.5M | 0.32% | 62 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.