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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Fayetteville, AR · FDIC certificate #33818
PRIORITY BANK is an FDIC-insured institution based in Fayetteville, AR (FDIC certificate #33818). In its Q3 2026 Call Report it reported total assets of $149M, total deposits of $113M and net loans of $112M. Its primary federal regulator is OCC.
Plain-language readout
PRIORITY BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $153M in Q2 2026 and were lowest at $149M in Q3 2026.
Total deposits were highest at $129M in Q2 2026 and lowest at $113M in Q3 2026.
Over the whole period total assets fell 1.2%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $149M | $113M | $112M | 1.90% | 17.89% | 4.59% |
| Q2 2026 | $153M | $129M | $115M | 1.67% | 15.85% | 4.52% |
| Q1 2026 | $151M | $127M | $112M | 1.87% | 17.71% | 4.57% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $7.1M | $8.6M | -$1.5M | -17.8% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $26.7M | $25.4M | +$1.2M | +4.8% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $6.5M | $2.2M | +$4.3M | +193.4% |
| Net loans and leases (after allowance) | $108.7M | $110.0M | -$1.2M | -1.1% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $1.8M | $1.9M | -$6K | -0.3% |
| Other real estate owned | $257K | $208K | +$49K | +23.6% |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $202K | $202K | $0K | 0.0% |
| All other assets | $2.1M | $2.1M | +$16K | +0.8% |
| Total assets | $153.4M | $150.6M | +$2.8M | +1.9% |
| Liabilities | ||||
| Total deposits | $129.4M | $126.6M | +$2.8M | +2.2% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $6.8M | $7.0M | -$166K | -2.4% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $1.0M | $978K | +$37K | +3.8% |
| Total liabilities | $137.2M | $134.6M | +$2.6M | +2.0% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $0K | $0K | $0K | n/a |
| Surplus | $3.1M | $3.1M | $0K | 0.0% |
| Retained earnings | $13.1M | $13.0M | +$88K | +0.7% |
| Accumulated other comprehensive income | -$63K | -$123K | +$60K | +48.8% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $16.2M | $16.0M | +$148K | +0.9% |
| Credit and capital | ||||
| Gross nonperforming assets | $4.2M | $3.2M | +$949K | +29.3% |
| Adjusted nonperforming assets | $4.2M | $3.2M | +$949K | +29.3% |
| Tangible equity plus allowance | $17.4M | $17.3M | +$150K | +0.9% |
| Texas ratio (gross) | 24.04% | 18.75% | +5.29 pts | See points |
| Texas ratio (adjusted) | 24.04% | 18.75% | +5.29 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 24.04% | 18.75% | +5.29 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 10.52% | 10.81% | -0.29 pts | See points |
| Construction and land loans to total capital | 84.95% | 80.76% | +4.19 pts | See points |
| Commercial real estate to total capital | 107.05% | 100.64% | +6.40 pts | See points |
| Dividend payout, year to date | 37.70% | 0.00% | +37.70 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -0.38% | -0.77% | +0.39 pts | See points |
| Liquidity | ||||
| Core deposits | $115.2M | $113.0M | +$2.3M | +2.0% |
| Non-core funding | $21.0M | $20.6M | +$342K | +1.7% |
| Loans to core deposits | 95.61% | 98.62% | -3.01 pts | See points |
| Loans to deposits | 85.14% | 87.98% | -2.84 pts | See points |
| Brokered deposits share of deposits | 0.70% | 0.75% | -0.06 pts | See points |
| Pledged securities share of securities | 0.00% | 0.00% | 0.00 pts | See points |
| Loans pledged, share of loans | 98.31% | 94.18% | +4.13 pts | See points |
| Volatile liabilities | $21.2M | $20.9M | +$342K | +1.6% |
| Earnings | ||||
| Earnings before provision, year to date | $1.3M | $698K | +$562K | +80.5% |
| Earnings before provision, single quarter | $562K | $698K | -$136K | -19.5% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 7.81% | 8.02% | -0.22 pts | See points |
| Yield on interest-bearing balances due from banks | 3.24% | 3.64% | -0.40 pts | See points |
| Total interest income to average assets | 6.94% | 7.11% | -0.17 pts | See points |
| Cost of interest-bearing transaction accounts | 0.56% | 0.59% | -0.03 pts | See points |
| Cost of savings and money market deposits | 2.82% | 2.74% | +0.08 pts | See points |
| Cost of time deposits | 3.86% | 3.92% | -0.06 pts | See points |
| Total interest expense to average assets | 2.62% | 2.63% | -0.02 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $149M | $113M | $112M | 1.90% | 17.89% | 4.59% |
| 2026-06-30 | $153M | $129M | $115M | 1.67% | 15.85% | 4.52% |
| 2026-03-31 | $151M | $127M | $112M | 1.87% | 17.71% | 4.57% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| AR | $108.1M | 0.10% | 86 | Continuing · +0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.