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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Duluth, GA · FDIC certificate #58657
PROMISEONE BANK is an FDIC-insured institution based in Duluth, GA (FDIC certificate #58657). In its Q3 2026 Call Report it reported total assets of $800M, total deposits of $716M and net loans of $616M. Its primary federal regulator is FDIC.
Reported facts
PROMISEONE BANK (FDIC certificate #58657) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $800M |
|---|---|
| Total deposits | $716M |
| Net loans and leases | $616M |
| Return on assets | 1.55% |
| Return on equity | 18.33% |
| Net interest margin | 3.32% |
| Quarterly asset change | -1.45% |
| Quarterly deposit change | -2.21% |
Plain-language readout
PROMISEONE BANK in Duluth, GA reported total assets of $800M, total deposits of $716M and net loans of $616M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.55%, a return on equity of 18.33%, a net interest margin of 3.32%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $800M | $716M | $616M | 1.55% | 18.33% | 3.32% |
| Q2 2026 | $812M | $732M | $613M | 1.52% | 18.37% | 3.21% |
| Q1 2026 | $840M | $762M | $603M | 1.44% | 17.78% | 3.09% |
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