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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 9,025,984 | 6,202,544 | 6,575,936 | 0.93 | 7.32 | 3.13 |
| 2016-06-30 | 9,226,577 | 6,280,386 | 6,720,033 | 0.93 | 7.35 | 3.13 |
| 2016-09-30 | 9,389,701 | 6,577,108 | 6,829,498 | 0.94 | 7.50 | 3.12 |
| 2016-12-31 | 9,500,278 | 6,609,947 | 6,941,603 | 0.95 | 7.54 | 3.12 |
| 2017-03-31 | 9,509,418 | 6,578,150 | 6,935,914 | 0.98 | 7.84 | 3.12 |
| 2017-06-30 | 9,538,985 | 6,538,887 | 6,968,186 | 1.00 | 7.91 | 3.17 |
| 2017-09-30 | 9,494,894 | 6,626,154 | 6,967,776 | 1.04 | 8.12 | 3.20 |
| 2017-12-31 | 9,844,932 | 6,757,023 | 7,265,523 | 0.98 | 7.65 | 3.21 |
| 2018-03-31 | 9,733,779 | 6,788,596 | 7,228,617 | 1.13 | 8.85 | 3.30 |
| 2018-06-30 | 9,732,415 | 6,709,186 | 7,194,423 | 0.96 | 7.44 | 3.33 |
| 2018-09-30 | 9,709,014 | 6,747,043 | 7,174,463 | 1.12 | 8.64 | 3.37 |
| 2018-12-31 | 9,725,812 | 6,863,260 | 7,195,026 | 1.19 | 9.08 | 3.40 |
| 2019-03-31 | 9,802,502 | 6,940,151 | 7,168,491 | 1.26 | 9.26 | 3.40 |
| 2019-06-30 | 9,937,306 | 6,907,230 | 7,230,925 | 1.12 | 8.22 | 3.42 |
| 2019-09-30 | 9,917,493 | 7,009,477 | 7,209,650 | 1.17 | 8.58 | 3.38 |
| 2019-12-31 | 9,807,688 | 7,159,136 | 7,277,360 | 1.14 | 8.34 | 3.36 |
| 2020-03-31 | 10,084,024 | 7,252,778 | 7,296,901 | 0.61 | 4.48 | 3.25 |
| 2020-06-30 | 10,512,396 | 7,698,280 | 7,680,132 | 0.58 | 4.37 | 3.14 |
| 2020-09-30 | 12,845,440 | 9,586,934 | 9,650,495 | 0.70 | 5.43 | 3.11 |
| 2020-12-31 | 12,914,397 | 9,882,269 | 9,721,424 | 0.87 | 6.85 | 3.13 |
| 2021-03-31 | 13,125,069 | 10,347,194 | 9,717,945 | 1.50 | 12.41 | 3.08 |
| 2021-06-30 | 13,211,325 | 10,642,061 | 9,458,904 | 1.44 | 11.81 | 3.07 |
| 2021-09-30 | 13,386,675 | 10,888,634 | 9,474,567 | 1.33 | 10.98 | 3.05 |
| 2021-12-31 | 13,775,421 | 11,280,950 | 9,500,884 | 1.27 | 10.54 | 3.04 |
| 2022-03-31 | 13,611,558 | 11,420,801 | 9,586,607 | 1.29 | 11.10 | 3.02 |
| 2022-06-30 | 13,710,522 | 10,918,809 | 9,913,429 | 1.22 | 10.66 | 3.11 |
| 2022-09-30 | 13,598,597 | 10,729,577 | 9,957,896 | 1.24 | 10.91 | 3.26 |
| 2022-12-31 | 13,778,066 | 10,609,582 | 10,160,860 | 1.29 | 11.38 | 3.36 |
| 2023-03-31 | 13,773,422 | 10,344,658 | 10,131,456 | 1.21 | 10.58 | 3.49 |
| 2023-06-30 | 14,023,879 | 10,307,220 | 10,428,458 | 1.07 | 9.37 | 3.32 |
| 2023-09-30 | 14,081,216 | 10,184,137 | 10,560,049 | 0.99 | 8.70 | 3.23 |
| 2023-12-31 | 14,205,156 | 10,337,301 | 10,766,501 | 0.94 | 8.22 | 3.17 |
| 2024-03-31 | 14,125,178 | 10,149,254 | 10,736,278 | 0.92 | 7.87 | 2.92 |
| 2024-06-30 | 24,052,216 | 18,450,227 | 18,575,449 | 0.30 | 2.55 | 3.04 |
| 2024-09-30 | 24,024,763 | 18,466,400 | 18,609,191 | 0.57 | 4.78 | 3.34 |
| 2024-12-31 | 24,015,153 | 18,674,738 | 18,628,391 | 0.70 | 5.80 | 3.43 |
| 2025-03-31 | 24,256,157 | 18,519,274 | 18,749,562 | 1.21 | 9.92 | 3.47 |
| 2025-06-30 | 24,549,890 | 18,769,065 | 18,923,881 | 1.27 | 10.35 | 3.50 |
| 2025-09-30 | 24,840,140 | 19,152,748 | 19,113,427 | 1.27 | 10.28 | 3.53 |
| 2025-12-31 | 24,946,372 | 19,322,398 | 19,334,004 | 1.28 | 10.38 | 3.55 |
| 2026-03-31 | 25,187,481 | 19,154,589 | 19,478,221 | 1.37 | 10.77 | 3.52 |
| 2026-06-30 | 25,650,552 | 19,611,018 | 19,866,573 | 1.35 | 10.63 | 3.57 |
139 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-05-16 | 1 | 687009 | 204004 |
| 2020-08-01 | 1 | 403106 | 204004 |
| 2014-05-31 | 1 | 3389313 | 204004 |
| 2007-04-01 | 1 | 926203 | 204004 |
| 2004-07-15 | 1 | 1003679 | 204004 |
| 1998-12-24 | 1 | 756473 | 204004 |
| 1998-12-24 | 1 | 2755966 | 204004 |
| 1995-03-11 | 50 | 659275 | 204004 |
| 1991-08-17 | 50 | 858377 | 204004 |
| 1991-07-27 | 50 | 1163331 | 204004 |
| 1983-02-19 | 1 | 876308 | 204004 |
| 1977-12-31 | 1 | 956808 | 204004 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.