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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Greenfield, WI · FDIC certificate #29120
PYRAMAX BANK FSB is an FDIC-insured institution based in Greenfield, WI (FDIC certificate #29120). In its Q3 2026 Call Report it reported total assets of $563M, total deposits of $394M and net loans of $428M. Its primary federal regulator is OCC.
Plain-language readout
PYRAMAX BANK FSB has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $595M in Q1 2026 and were lowest at $563M in Q3 2026.
Total deposits were highest at $406M in Q2 2026 and lowest at $394M in Q3 2026.
Over the whole period total assets fell 5.5%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $563M | $394M | $428M | 0.48% | 4.40% | 2.93% |
| Q2 2026 | $589M | $406M | $414M | 0.44% | 4.01% | 2.80% |
| Q1 2026 | $595M | $403M | $427M | 0.48% | 4.41% | 2.71% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $43.1M | $30.7M | +$12.4M | +40.3% |
| Federal funds sold | $1.8M | $6.4M | -$4.7M | -72.6% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $88.2M | $89.8M | -$1.6M | -1.8% |
| Equity securities with readily determinable fair values, not held for trading | $5.8M | $5.1M | +$652K | +12.7% |
| Loans and leases held for sale | $0K | $566K | -$566K | -100.0% |
| Net loans and leases (after allowance) | $414.3M | $426.9M | -$12.6M | -3.0% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $4.7M | $4.7M | -$48K | -1.0% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $1.4M | $1.5M | -$49K | -3.3% |
| All other assets | $29.6M | $29.6M | +$89K | +0.3% |
| Total assets | $588.7M | $595.2M | -$6.4M | -1.1% |
| Liabilities | ||||
| Total deposits | $406.2M | $402.7M | +$3.5M | +0.9% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $105.3M | $115.9M | -$10.5M | -9.1% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $12.7M | $11.5M | +$1.2M | +10.5% |
| Total liabilities | $524.3M | $530.0M | -$5.8M | -1.1% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $0K | $0K | $0K | n/a |
| Surplus | $30.0M | $30.0M | +$12K | +0.0% |
| Retained earnings | $43.0M | $43.4M | -$417K | -1.0% |
| Accumulated other comprehensive income | -$4.7M | -$4.5M | -$249K | -5.5% |
| Other equity components | -$3.7M | -$3.7M | $0K | 0.0% |
| Total equity capital | $64.5M | $65.1M | -$654K | -1.0% |
| Credit and capital | ||||
| Gross nonperforming assets | $1.0M | $1.2M | -$191K | -15.4% |
| Adjusted nonperforming assets | $1.0M | $1.2M | -$191K | -15.4% |
| Tangible equity plus allowance | $67.5M | $68.4M | -$888K | -1.3% |
| Texas ratio (gross) | 1.55% | 1.81% | -0.26 pts | See points |
| Texas ratio (adjusted) | 1.55% | 1.81% | -0.26 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 1.83% | 2.09% | -0.26 pts | See points |
| Tier 1 capital to risk-weighted assets | 14.91% | 14.66% | +0.25 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 14.91% | 14.66% | +0.25 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.19% | 1.16% | +0.03 pts | See points |
| Total risk-based capital to risk-weighted assets | 16.09% | 15.82% | +0.27 pts | See points |
| Tier 1 leverage (approximate) | 11.23% | 11.31% | -0.08 pts | See points |
| Construction and land loans to total capital | 49.86% | 55.70% | -5.84 pts | See points |
| Commercial real estate to total capital | 280.39% | 292.98% | -12.59 pts | See points |
| Dividend payout, year to date | 76.92% | 0.00% | +76.92 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -10.34% | -9.82% | -0.52 pts | See points |
| Liquidity | ||||
| Core deposits | $371.9M | $362.5M | +$9.4M | +2.6% |
| Non-core funding | $139.7M | $156.1M | -$16.4M | -10.5% |
| Loans to core deposits | 112.60% | 119.08% | -6.49 pts | See points |
| Loans to deposits | 103.08% | 107.18% | -4.10 pts | See points |
| Brokered deposits share of deposits | 2.22% | 3.48% | -1.26 pts | See points |
| Pledged securities share of securities | 7.90% | 8.55% | -0.66 pts | See points |
| Loans pledged, share of loans | 63.88% | 63.99% | -0.11 pts | See points |
| Volatile liabilities | $139.7M | $156.1M | -$16.4M | -10.5% |
| Earnings | ||||
| Earnings before provision, year to date | $1.8M | $846K | +$931K | +110.0% |
| Earnings before provision, single quarter | $931K | $846K | +$85K | +10.0% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 5.32% | 5.14% | +0.18 pts | See points |
| Yield on interest-bearing balances due from banks | 3.70% | 3.34% | +0.36 pts | See points |
| Total interest income to average assets | 4.62% | 4.53% | +0.09 pts | See points |
| Cost of interest-bearing transaction accounts | 2.21% | 1.16% | +1.05 pts | See points |
| Cost of savings and money market deposits | 1.35% | 1.47% | -0.12 pts | See points |
| Cost of time deposits | 3.68% | 3.74% | -0.07 pts | See points |
| Total interest expense to average assets | 1.96% | 2.01% | -0.05 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $563M | $394M | $428M | 0.48% | 4.40% | 2.93% |
| 2026-06-30 | $589M | $406M | $414M | 0.44% | 4.01% | 2.80% |
| 2026-03-31 | $595M | $403M | $427M | 0.48% | 4.41% | 2.71% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| WI | $419.5M | 0.21% | 75 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.