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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

QUEENSBOROUGH NB&T CO

FDIC #2138 · GA · period 20260630

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Total assets1,034,854-8.07% YoY

Total deposits937,581-8.13% YoY

Net loans and leases647,978-4.67% YoY

Return on assets0.77%-22.45% YoY

Return on equity8.19%-24.10% YoY

Net interest margin3.86%-1.11% YoY

Peer position

Return on assets37thin line · n=902

Return on equity64thin line · n=894

Net interest margin63rdin line · n=902

Equity to assets6thopportunity · n=894

Noncurrent loans45thin line · n=887

Liquid assets83rdstrength · n=895

Brokered deposits54thin line · n=890

Loans to deposits87thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2017-03-31	1,034,854	937,581	647,978	0.77	8.19	3.86
2017-06-30	1,026,290	925,725	673,533	0.83	8.83	3.97
2017-09-30	1,027,541	923,279	677,123	0.90	9.47	4.01
2017-12-31	1,078,597	975,374	663,495	0.84	8.89	3.99
2018-03-31	1,125,745	1,020,592	679,740	0.99	10.79	3.91
2018-06-30	1,117,640	1,011,209	719,309	1.03	11.16	3.88
2018-09-30	1,117,126	996,235	734,247	1.12	12.06	4.03
2018-12-31	1,171,496	1,059,091	753,693	1.11	11.96	4.03
2019-03-31	1,157,057	1,037,388	761,946	1.24	12.98	4.22
2019-06-30	1,190,806	1,058,737	805,394	1.29	13.34	4.23
2019-09-30	1,209,215	1,072,425	803,458	1.26	12.91	4.15
2019-12-31	1,220,650	1,083,902	809,946	1.22	12.44	4.10
2020-03-31	1,234,803	1,081,468	795,711	0.96	9.36	3.93
2020-06-30	1,505,588	1,341,518	982,243	0.77	8.01	3.83
2020-09-30	1,561,300	1,399,877	1,020,934	0.89	9.56	3.76
2020-12-31	1,666,019	1,496,415	1,012,291	0.89	9.76	3.59
2021-03-31	1,716,321	1,547,352	1,001,131	1.16	13.87	3.30
2021-06-30	1,815,276	1,659,512	1,001,227	1.21	14.54	3.32
2021-09-30	1,843,566	1,683,990	955,941	1.16	14.01	3.34
2021-12-31	2,069,851	1,909,837	972,397	1.12	13.87	3.21
2022-03-31	2,021,107	1,881,041	987,298	0.85	12.01	2.86
2022-06-30	1,983,034	1,846,635	1,013,474	0.91	13.23	2.98
2022-09-30	1,936,532	1,804,317	1,020,838	1.02	14.90	3.18
2022-12-31	1,897,811	1,757,961	1,058,895	1.05	15.26	3.29
2023-03-31	1,932,058	1,784,716	1,066,205	1.01	14.00	3.52
2023-06-30	1,917,741	1,756,816	1,105,067	0.94	12.88	3.44
2023-09-30	1,910,562	1,748,626	1,131,115	0.89	12.11	3.41
2023-12-31	2,070,889	1,849,923	1,160,085	0.88	11.91	3.37
2024-03-31	2,114,308	1,888,716	1,144,915	0.70	9.64	3.18
2024-06-30	2,048,327	1,820,747	1,151,135	0.82	11.03	3.27
2024-09-30	2,022,060	1,838,904	1,170,400	0.81	10.54	3.29
2024-12-31	2,142,783	1,958,856	1,190,164	0.84	11.01	3.34
2025-03-31	2,175,337	1,982,110	1,199,039	0.99	12.75	3.50
2025-06-30	2,157,563	1,931,864	1,258,961	1.01	12.67	3.65
2025-09-30	2,161,509	1,925,177	1,269,762	1.06	12.92	3.71
2025-12-31	2,210,609	1,979,598	1,308,239	1.05	12.86	3.73
2026-03-31	2,342,102	2,111,006	1,340,721	1.06	13.24	3.83
2026-06-30	2,280,085	2,052,408	1,388,274	1.09	13.71	3.91

Structure and branch footprint

25 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1999-03-01	1	509035	960935
1999-03-01	1	615936	960935
1986-12-31	1	799331	960935

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.