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Regulatory profile
Louisville, GA · FDIC certificate #2138 · RSSD 960935
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.3B | $2.1B | $1.4B | 1.09% | 13.71% | 3.91% |
| 2026-03-31 | $2.3B | $2.1B | $1.3B | 1.06% | 13.24% | 3.83% |
| 2025-12-31 | $2.2B | $2.0B | $1.3B | 1.05% | 12.86% | 3.73% |
| 2025-09-30 | $2.2B | $1.9B | $1.3B | 1.06% | 12.92% | 3.71% |
| 2025-06-30 | $2.2B | $1.9B | $1.3B | 1.01% | 12.67% | 3.65% |
| 2025-03-31 | $2.2B | $2.0B | $1.2B | 0.99% | 12.75% | 3.50% |
| 2024-12-31 | $2.1B | $2.0B | $1.2B | 0.84% | 11.01% | 3.34% |
| 2024-09-30 | $2.0B | $1.8B | $1.2B | 0.81% | 10.54% | 3.29% |
| 2024-06-30 | $2.0B | $1.8B | $1.2B | 0.82% | 11.03% | 3.27% |
| 2024-03-31 | $2.1B | $1.9B | $1.1B | 0.70% | 9.64% | 3.18% |
| 2023-12-31 | $2.1B | $1.8B | $1.2B | 0.88% | 11.91% | 3.37% |
| 2023-09-30 | $1.9B | $1.7B | $1.1B | 0.89% | 12.11% | 3.41% |
| 2023-06-30 | $1.9B | $1.8B | $1.1B | 0.94% | 12.88% | 3.44% |
| 2023-03-31 | $1.9B | $1.8B | $1.1B | 1.01% | 14.00% | 3.52% |
| 2022-12-31 | $1.9B | $1.8B | $1.1B | 1.05% | 15.26% | 3.29% |
| 2022-09-30 | $1.9B | $1.8B | $1.0B | 1.02% | 14.90% | 3.18% |
| 2022-06-30 | $2.0B | $1.8B | $1.0B | 0.91% | 13.23% | 2.98% |
| 2022-03-31 | $2.0B | $1.9B | $1.0B | 0.85% | 12.01% | 2.86% |
| 2021-12-31 | $2.1B | $1.9B | $1.0B | 1.12% | 13.87% | 3.21% |
| 2021-09-30 | $1.8B | $1.7B | $1.0B | 1.16% | 14.01% | 3.34% |
| 2021-06-30 | $1.8B | $1.7B | $1.0B | 1.21% | 14.54% | 3.32% |
| 2021-03-31 | $1.7B | $1.5B | $1.0B | 1.16% | 13.87% | 3.30% |
| 2020-12-31 | $1.7B | $1.5B | $1.0B | 0.89% | 9.76% | 3.59% |
| 2020-09-30 | $1.6B | $1.4B | $1.0B | 0.89% | 9.56% | 3.76% |
| 2020-06-30 | $1.5B | $1.3B | $1.0B | 0.77% | 8.01% | 3.83% |
| 2020-03-31 | $1.2B | $1.1B | $0.8B | 0.96% | 9.36% | 3.93% |
| 2019-12-31 | $1.2B | $1.1B | $0.8B | 1.22% | 12.44% | 4.10% |
| 2019-09-30 | $1.2B | $1.1B | $0.8B | 1.26% | 12.91% | 4.15% |
| 2019-06-30 | $1.2B | $1.1B | $0.8B | 1.29% | 13.34% | 4.23% |
| 2019-03-31 | $1.2B | $1.0B | $0.8B | 1.24% | 12.98% | 4.22% |
| 2018-12-31 | $1.2B | $1.1B | $0.8B | 1.11% | 11.96% | 4.03% |
| 2018-09-30 | $1.1B | $1.0B | $0.7B | 1.12% | 12.06% | 4.03% |
| 2018-06-30 | $1.1B | $1.0B | $0.7B | 1.03% | 11.16% | 3.88% |
| 2018-03-31 | $1.1B | $1.0B | $0.7B | 0.99% | 10.79% | 3.91% |
| 2017-12-31 | $1.1B | $1.0B | $0.7B | 0.84% | 8.89% | 3.99% |
| 2017-09-30 | $1.0B | $0.9B | $0.7B | 0.90% | 9.47% | 4.01% |
| 2017-06-30 | $1.0B | $0.9B | $0.7B | 0.83% | 8.83% | 3.97% |
| 2017-03-31 | $1.0B | $0.9B | $0.6B | 0.77% | 8.19% | 3.86% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1130904 · 1985-11-30 to current
1999-03-01RSSD 615936 → 960935 · code 1
1999-03-01RSSD 509035 → 960935 · code 1
1986-12-31RSSD 799331 → 960935 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.