Regulatory profile
Miller, SD · FDIC certificate #15629
QUOIN FINANCIAL BANK is an FDIC-insured institution based in Miller, SD (FDIC certificate #15629). In its Q3 2026 Call Report it reported total assets of $247M, total deposits of $215M and net loans of $159M. Its primary federal regulator is FDIC.
Reported facts
QUOIN FINANCIAL BANK (FDIC certificate #15629) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $247M |
|---|---|
| Total deposits | $215M |
| Net loans and leases | $159M |
| Return on assets | 0.95% |
| Return on equity | 8.02% |
| Net interest margin | 5.03% |
| Quarterly asset change | -1.65% |
| Quarterly deposit change | -0.68% |
Plain-language readout
QUOIN FINANCIAL BANK in Miller, SD reported total assets of $247M, total deposits of $215M and net loans of $159M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.95%, a return on equity of 8.02%, a net interest margin of 5.03%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $247M | $215M | $159M | 0.95% | 8.02% | 5.03% |
| Q2 2026 | $251M | $217M | $156M | 1.17% | 9.59% | 4.89% |
| Q1 2026 | $245M | $210M | $148M | 1.03% | 8.29% | 4.83% |
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