Regulatory profile
Estelline, SD · FDIC certificate #16221
RELIABANK DAKOTA is an FDIC-insured institution based in Estelline, SD (FDIC certificate #16221). In its Q3 2026 Call Report it reported total assets of $786M, total deposits of $648M and net loans of $534M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for RELIABANK DAKOTA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $648M |
|---|---|
| Net loans and leases | $534M |
Plain-language readout
RELIABANK DAKOTA in Estelline, SD funds its loans with $648M of deposits and holds $534M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for RELIABANK DAKOTA in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 82.49% in Q3 2026, against 79.49% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $534M | $648M | 82.49% |
| Q2 2026 | $525M | $664M | 79.14% |
| Q1 2026 | $507M | $638M | 79.49% |