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Regulatory profile
Rhinebeck, NY · FDIC certificate #16032 · RSSD 195111
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.5B | $1.3B | $0.9B | 0.82% | 8.11% | 3.65% |
| 2026-03-31 | $1.3B | $1.1B | $0.9B | 0.78% | 7.50% | 3.76% |
| 2025-12-31 | $1.3B | $1.1B | $1.0B | 0.89% | 9.01% | 3.95% |
| 2025-09-30 | $1.3B | $1.1B | $1.0B | 0.91% | 9.34% | 3.94% |
| 2025-06-30 | $1.3B | $1.1B | $1.0B | 0.90% | 9.32% | 3.91% |
| 2025-03-31 | $1.3B | $1.1B | $1.0B | 0.83% | 8.67% | 3.85% |
| 2024-12-31 | $1.3B | $1.0B | $1.0B | -0.59% | -6.59% | 3.26% |
| 2024-09-30 | $1.3B | $1.1B | $1.0B | -0.53% | -6.07% | 3.13% |
| 2024-06-30 | $1.3B | $1.1B | $1.0B | 0.41% | 4.80% | 3.03% |
| 2024-03-31 | $1.3B | $1.1B | $1.0B | 0.42% | 5.05% | 2.97% |
| 2023-12-31 | $1.3B | $1.0B | $1.0B | 0.40% | 5.16% | 3.09% |
| 2023-09-30 | $1.3B | $1.1B | $1.0B | 0.42% | 5.44% | 3.12% |
| 2023-06-30 | $1.3B | $1.1B | $1.0B | 0.40% | 5.22% | 3.09% |
| 2023-03-31 | $1.4B | $1.1B | $1.0B | 0.30% | 3.92% | 3.17% |
| 2022-12-31 | $1.3B | $1.2B | $1.0B | 0.62% | 7.47% | 3.48% |
| 2022-09-30 | $1.3B | $1.1B | $1.0B | 0.72% | 8.54% | 3.59% |
| 2022-06-30 | $1.3B | $1.1B | $0.9B | 0.71% | 8.20% | 3.52% |
| 2022-03-31 | $1.3B | $1.1B | $0.9B | 0.71% | 7.97% | 3.40% |
| 2021-12-31 | $1.3B | $1.1B | $0.9B | 1.02% | 10.93% | 3.49% |
| 2021-09-30 | $1.3B | $1.1B | $0.8B | 1.03% | 10.95% | 3.47% |
| 2021-06-30 | $1.2B | $1.1B | $0.9B | 1.08% | 11.39% | 3.45% |
| 2021-03-31 | $1.2B | $1.0B | $0.9B | 1.22% | 12.87% | 3.60% |
| 2020-12-31 | $1.1B | $1.0B | $0.9B | 0.63% | 6.42% | 3.64% |
| 2020-09-30 | $1.1B | $0.9B | $0.9B | 0.53% | 5.38% | 3.56% |
| 2020-06-30 | $1.1B | $0.9B | $0.9B | 0.55% | 5.46% | 3.57% |
| 2020-03-31 | $1.0B | $0.8B | $0.8B | 0.51% | 4.91% | 3.59% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3271230 · 2026-07-22 to current
Unmatched RSSD entityRSSD 5301270 · 2019-01-16 to 2026-07-21
Unmatched RSSD entityRSSD 3271230 · 2004-10-06 to 2019-01-15
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.