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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-12-31 | 1,070,362 | 908,838 | 707,305 | 1.05 | 9.23 | 4.04 |
| 2019-03-31 | 1,090,312 | 940,594 | 728,526 | 1.10 | 9.16 | 4.02 |
| 2019-06-30 | 1,117,153 | 967,866 | 747,824 | 1.12 | 9.27 | 3.99 |
| 2019-09-30 | 1,138,955 | 982,900 | 757,497 | 1.17 | 9.72 | 3.99 |
| 2019-12-31 | 1,364,103 | 1,177,634 | 903,390 | 1.23 | 10.12 | 3.99 |
| 2020-03-31 | 1,417,323 | 1,227,233 | 939,375 | 1.16 | 9.45 | 4.02 |
| 2020-06-30 | 1,705,265 | 1,505,121 | 1,148,358 | 1.06 | 9.23 | 3.96 |
| 2020-09-30 | 1,781,615 | 1,582,916 | 1,196,502 | 1.05 | 9.43 | 3.84 |
| 2020-12-31 | 1,864,515 | 1,656,551 | 1,193,778 | 1.12 | 10.33 | 3.79 |
| 2021-03-31 | 2,058,693 | 1,836,686 | 1,207,633 | 1.45 | 14.75 | 3.59 |
| 2021-06-30 | 2,225,982 | 2,000,155 | 1,225,845 | 1.32 | 13.74 | 3.47 |
| 2021-09-30 | 2,309,265 | 2,074,725 | 1,235,712 | 1.31 | 13.75 | 3.44 |
| 2021-12-31 | 2,395,648 | 2,159,168 | 1,261,239 | 1.22 | 13.02 | 3.36 |
| 2022-03-31 | 2,470,893 | 2,256,552 | 1,323,671 | 1.34 | 15.96 | 3.25 |
| 2022-06-30 | 2,501,359 | 2,289,111 | 1,441,646 | 1.31 | 16.58 | 3.36 |
| 2022-09-30 | 2,639,704 | 2,436,255 | 1,632,340 | 1.24 | 16.74 | 3.45 |
| 2022-12-31 | 2,833,353 | 2,516,624 | 1,782,230 | 1.15 | 16.06 | 3.39 |
| 2023-03-31 | 2,988,763 | 2,665,639 | 1,890,240 | 0.77 | 11.95 | 2.89 |
| 2023-06-30 | 3,084,710 | 2,683,289 | 2,028,885 | 0.89 | 13.97 | 2.86 |
| 2023-09-30 | 3,177,734 | 2,779,583 | 2,101,536 | 0.87 | 13.48 | 2.86 |
| 2023-12-31 | 3,233,417 | 2,734,860 | 2,215,610 | 0.92 | 13.85 | 2.87 |
| 2024-03-31 | 3,368,922 | 2,897,079 | 2,244,545 | 0.76 | 10.49 | 2.89 |
| 2024-06-30 | 3,424,646 | 2,945,437 | 2,328,582 | 0.86 | 11.81 | 2.91 |
| 2024-09-30 | 3,496,998 | 3,041,574 | 2,402,473 | 0.92 | 12.41 | 2.95 |
| 2024-12-31 | 3,581,063 | 3,068,383 | 2,461,545 | 0.94 | 12.61 | 3.01 |
| 2025-03-31 | 3,632,550 | 3,159,687 | 2,508,395 | 0.99 | 12.77 | 3.36 |
| 2025-06-30 | 3,687,471 | 3,224,110 | 2,536,706 | 1.18 | 15.01 | 3.44 |
| 2025-09-30 | 3,844,583 | 3,352,118 | 2,611,236 | 1.17 | 14.71 | 3.50 |
| 2025-12-31 | 3,787,364 | 3,328,254 | 2,686,988 | 1.18 | 14.43 | 3.57 |
| 2026-03-31 | 3,915,224 | 3,451,620 | 2,713,039 | 1.52 | 17.19 | 3.78 |
| 2026-06-30 | 4,017,745 | 3,506,396 | 2,821,488 | 1.49 | 16.87 | 3.81 |
25 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-11-01 | 1 | 3424483 | 3437157 |
| 2018-11-01 | 1 | 601733 | 3437157 |
| 2016-01-01 | 1 | 3582552 | 3437157 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.