Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #58255 · RSSD 3437157
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
River Bank & Trust changed deposits by 54766 USD thousands and market share by 1.525558 points in Montgomery County, AL
Source ↗River Bank & Trust changed deposits by 278672 USD thousands and market share by 0.120419 points in AL
Source ↗River Bank & Trust changed deposits by 4192 USD thousands and market share by 0.327058 points in Elmore County, AL
Source ↗River Bank & Trust changed deposits by 45319 USD thousands and market share by 2.420402 points in Chilton County, AL
Source ↗River Bank & Trust entered the reported county market in Lauderdale County, AL
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Auburn | AL | 2 | 0 | Unavailable |
| Dothan | AL | 2 | 0 | Unavailable |
| Mobile | AL | 2 | 0 | Unavailable |
| Montgomery | AL | 2 | 0 | Unavailable |
| Prattville | AL | 2 | 1 | Unavailable |
| Alexander City | AL | 1 | 0 | Unavailable |
| Clanton | AL | 1 | 0 | Unavailable |
| Daphne | AL | 1 | 0 | Unavailable |
| Decatur | AL | 1 | 0 | Unavailable |
| Enterprise | AL | 1 | 0 | Unavailable |
| Florence | AL | 1 | 0 | Unavailable |
| Gadsden | AL | 1 | 0 | Unavailable |
| Huntsville | AL | 1 | 0 | Unavailable |
| Millbrook | AL | 1 | 0 | Unavailable |
| Opelika | AL | 1 | 0 | Unavailable |
| Saraland | AL | 1 | 0 | Unavailable |
| Tuscaloosa | AL | 1 | 0 | Unavailable |
| Vestavia Hills | AL | 1 | 0 | Unavailable |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 4422851 · 2012-12-01 to current
None matched.
2019-11-01RSSD 3424483 → 3437157 · code 1
2018-11-01RSSD 601733 → 3437157 · code 1
2016-01-01RSSD 3582552 → 3437157 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.0B | $3.5B | $2.8B | 1.49% | 16.87% | 3.81% |
| 2026-03-31 | $3.9B | $3.5B | $2.7B | 1.52% | 17.19% | 3.78% |
| 2025-12-31 | $3.8B | $3.3B | $2.7B | 1.18% | 14.43% | 3.57% |
| 2025-09-30 | $3.8B | $3.4B | $2.6B | 1.17% | 14.71% | 3.50% |
| 2025-06-30 | $3.7B | $3.2B | $2.5B | 1.18% | 15.01% | 3.44% |
| 2025-03-31 | $3.6B | $3.2B | $2.5B | 0.99% | 12.77% | 3.36% |
| 2024-12-31 | $3.6B | $3.1B | $2.5B | 0.94% | 12.61% | 3.01% |
| 2024-09-30 | $3.5B | $3.0B | $2.4B | 0.92% | 12.41% | 2.95% |
| 2024-06-30 | $3.4B | $2.9B | $2.3B | 0.86% | 11.81% | 2.91% |
| 2024-03-31 | $3.4B | $2.9B | $2.2B | 0.76% | 10.49% | 2.89% |
| 2023-12-31 | $3.2B | $2.7B | $2.2B | 0.92% | 13.85% | 2.87% |
| 2023-09-30 | $3.2B | $2.8B | $2.1B | 0.87% | 13.48% | 2.86% |
| 2023-06-30 | $3.1B | $2.7B | $2.0B | 0.89% | 13.97% | 2.86% |
| 2023-03-31 | $3.0B | $2.7B | $1.9B | 0.77% | 11.95% | 2.89% |
| 2022-12-31 | $2.8B | $2.5B | $1.8B | 1.15% | 16.06% | 3.39% |
| 2022-09-30 | $2.6B | $2.4B | $1.6B | 1.24% | 16.74% | 3.45% |
| 2022-06-30 | $2.5B | $2.3B | $1.4B | 1.31% | 16.58% | 3.36% |
| 2022-03-31 | $2.5B | $2.3B | $1.3B | 1.34% | 15.96% | 3.25% |
| 2021-12-31 | $2.4B | $2.2B | $1.3B | 1.22% | 13.02% | 3.36% |
| 2021-09-30 | $2.3B | $2.1B | $1.2B | 1.31% | 13.75% | 3.44% |
| 2021-06-30 | $2.2B | $2.0B | $1.2B | 1.32% | 13.74% | 3.47% |
| 2021-03-31 | $2.1B | $1.8B | $1.2B | 1.45% | 14.75% | 3.59% |
| 2020-12-31 | $1.9B | $1.7B | $1.2B | 1.12% | 10.33% | 3.79% |
| 2020-09-30 | $1.8B | $1.6B | $1.2B | 1.05% | 9.43% | 3.84% |
| 2020-06-30 | $1.7B | $1.5B | $1.1B | 1.06% | 9.23% | 3.96% |
| 2020-03-31 | $1.4B | $1.2B | $0.9B | 1.16% | 9.45% | 4.02% |
| 2019-12-31 | $1.4B | $1.2B | $0.9B | 1.23% | 10.12% | 3.99% |
| 2019-09-30 | $1.1B | $1.0B | $0.8B | 1.17% | 9.72% | 3.99% |
| 2019-06-30 | $1.1B | $1.0B | $0.7B | 1.12% | 9.27% | 3.99% |
| 2019-03-31 | $1.1B | $0.9B | $0.7B | 1.10% | 9.16% | 4.02% |
| 2018-12-31 | $1.1B | $0.9B | $0.7B | 1.05% | 9.23% | 4.04% |
| Wetumpka |
| AL |
| 1 |
| 0 |
| Unavailable |
| Destin | FL | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2019-11-01: RSSD 3424483 → 3437157 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 3 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| AL | $3.2B | 2.27% | 8 | Continuing · +0.12 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.