Regulatory profile
Vicksburg, MS · FDIC certificate #8234
RIVERHILLS BANK is an FDIC-insured institution based in Vicksburg, MS (FDIC certificate #8234). In its Q3 2026 Call Report it reported total assets of $461M, total deposits of $385M and net loans of $275M. Its primary federal regulator is FDIC.
Reported facts
RIVERHILLS BANK (FDIC certificate #8234) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $461M |
|---|---|
| Total deposits | $385M |
| Net loans and leases | $275M |
| Return on assets | 2.11% |
| Return on equity | 17.43% |
| Net interest margin | 4.21% |
| Quarterly asset change | 3.50% |
| Quarterly deposit change | -0.59% |
Plain-language readout
RIVERHILLS BANK in Vicksburg, MS reported total assets of $461M, total deposits of $385M and net loans of $275M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.11%, a return on equity of 17.43%, a net interest margin of 4.21%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $461M | $385M | $275M | 2.11% | 17.43% | 4.21% |
| Q2 2026 | $445M | $388M | $258M | 2.07% | 16.85% | 4.15% |
| Q1 2026 | $447M | $390M | $232M | 1.85% | 15.17% | 4.03% |
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