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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Elroy, WI · FDIC certificate #13454
ROYAL BANK is an FDIC-insured institution based in Elroy, WI (FDIC certificate #13454). In its Q3 2026 Call Report it reported total assets of $816M, total deposits of $722M and net loans of $571M. Its primary federal regulator is FDIC.
Reported facts
ROYAL BANK (FDIC certificate #13454) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $816M |
|---|---|
| Total deposits | $722M |
| Net loans and leases | $571M |
| Return on assets | 1.54% |
| Return on equity | 14.56% |
| Net interest margin | 4.25% |
| Quarterly asset change | -0.04% |
| Quarterly deposit change | -0.10% |
Plain-language readout
ROYAL BANK in Elroy, WI reported total assets of $816M, total deposits of $722M and net loans of $571M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.54%, a return on equity of 14.56%, a net interest margin of 4.25%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $816M | $722M | $571M | 1.54% | 14.56% | 4.25% |
| Q2 2026 | $816M | $723M | $555M | 1.48% | 14.03% | 4.18% |
| Q1 2026 | $809M | $717M | $543M | 1.44% | 13.67% | 4.13% |
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